Avoid These 6 Major Mistakes After Getting Pre-Approved for a Mortgage!

In this episode, Mark and Joey dive into critical advice for those freshly pre-approved for a mortgage. They address common mistakes to avoid, such as changing jobs, making large purchases, or increasing credit card debt, and emphasize the importance of not ‘rock the boat’ until your mortgage is finalized.

The chat also covers personal anecdotes and some fun sidetracks about favourite eateries, the excitement for F1 races, and new podcast studio upgrades. Tune in for valuable insights and some entertaining banter!

CHAPTERS

(00:00) Introduction and Setting the Scene
(01:03) Podcast Upgrades and New Additions
(01:43) Client-Inspired Episode: Career Changes and Pre-Approval
(02:51) Weekly Catch-Up: Food Adventures
(03:46) Kitchen Hub Stories and Food Comparisons
(12:56) Listener Contributions and Studio Upgrades
(19:58) Real Estate Market Insights and Success Stories
(26:15) Understanding Pre-Approval
(26:58) What Pre-Approval Actually Means
(29:31) The Importance of Stability: Job Changes
(33:38) Avoid Big Purchases
(35:22) Managing Credit Card Debt
(37:41) Timely Payments Matter
(42:26) Red Flag Buildings
(45:41) Final Tips and Recap

We Buy Canadianhttps://www.instagram.com/webuycanadian/

https://kitchenhub.com/1121 Castlefield Ave, York, ON M6B 1E8

Belly Buster Submarines3447 Yonge St, Toronto, ON M4N 2N2

FEEDSPOT TOP CANADIAN REALTOR PODCASTS

https://podcast.feedspot.com/canadian_realtor_podcasts/

FEEDSPOT TOP TORONTO PODCASTS

https://podcast.feedspot.com/toronto_podcasts/

Join Joey and Mark as they introduce their brand-new podcast studio at the TorontoLivings Real Estate Podcast Show. In this episode, they discuss the February market update, including trends in real estate sales, average prices, and market dynamics.

They share personal anecdotes about recent events, dining experiences, and their Lent challenges. The duo also talks about the rise of condos and detached homes, and how changing interest rates could play a role in future market conditions. Don’t miss their shoutouts to SAGE Realty, Collingwood whiskey, and more!

CHAPTERS

(00:00) Welcome to the New Studio Space

(00:12) Discussing the Market and Conspiracies

(01:07) Upgrading Our Podcast Studio

(02:01) Supporting Local and Market Updates

(02:52) Exploring the Castle Field Design District

(03:43) Reflecting on Our Podcast Journey

(08:34) Event Highlights and Fine Dining

(15:11) Lent and Personal Challenges

(18:08) Toronto’s Birthday and City Strike

(20:36) Real Estate Updates and Garden Suites

(22:44) Comedy Bar Experience

(24:05) Reflecting on February’s Market

(25:30) February’s Real Estate Transactions

(28:45) Analyzing Property Types and Prices

(37:32) Months of Inventory Explained

(39:52) February’s Historical Significance

(45:23) Investment Insights and Market Fundamentals

(48:52) Shoutouts and Closing Remarks

FEEDSPOT TOP CANADIAN REALTOR PODCASTS

https://podcast.feedspot.com/canadian_realtor_podcasts/

FEEDSPOT TOP TORONTO PODCASTS

https://podcast.feedspot.com/toronto_podcasts/

Special Assessments in Condos Explained | Toronto Livings Podcast Episode 82

SHOW NOTES

In Episode 82 of the Toronto Livings Podcast, Mark and Joey dive deep into the topic of special assessments for condos. They discuss everything you need to know whether you’re buying, selling, or currently owning a condo facing a potential special assessment. With valuable insights on how to navigate this complex subject, including real-life examples and tips for both buyers and sellers, this episode is packed with essential information.

Plus, hear about their latest adventures, including ice fishing and a visit to Second City, and the sad farewell to a favourite sushi spot. Don’t miss out on this highly informative and entertaining episode!

CHAPTERS

(00:00) Introduction and Episode Overview

(02:29) Ice Fishing Adventure

(07:07) Second City Comedy Night

(11:27) Sushi Restaurant Closure

(15:21) New Listings and Garden Suite Rental

(19:26) Understanding Special Assessments

(29:22) Understanding Building Diagnostics

(30:10) The Complexity of Condo Living

(31:19) Major Repairs and Special Assessments

(31:43) Case Study: Special Assessments in Action

(34:35) Financial Management and Special Assessments

(37:57) Legal Matters and Special Assessments

(46:59) Navigating Special Assessments as a Buyer

(51:53) Navigating Special Assessments as a Seller

(57:08) Final Thoughts and Practical Advice

FEEDSPOT TOP CANADIAN REALTOR PODCASTS

FEEDSPOT TOP TORONTO PODCASTS

Mastering the Art of Selling Your Home

In Episode 81 of the Toronto Livings Podcast, Mark Savel and Joey Virgilio dive deep into the essential steps you need to take if you’re thinking about selling your home this year. They reveal a comprehensive plan from start to finish, providing expert advice on everything from decluttering and staging to market assessment and pricing strategies. Mark and Joey also highlight the importance of using a local realtor, pre-listing home inspections, and being transparent with potential buyers.

Additionally, the episode features some fun segments on ASMR, Toronto food spots like Koh Lipe and Right Wing, and a special shoutout to subscribers and YouTube commenters. For anyone in the real estate market or planning to be, this episode is packed with valuable insights and tips to ensure a smooth and successful home-selling experience.

@kylefordinvest Your Southwestern Ontario private lender https://www.youtube.com/@UCPlhb05ieTA8yAugwmTT4Og

Matt McKeever a CPA & Real Estate Investor from @CanadianRealEstateChannel https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5g

Restaurant name: Koh Lipe
Website: https://kohlipe.ca/
Location: 35 Baldwin St, Toronto, ON M5T 1L1 with a new location at 4675 Steeles Ave E, Scarborough, ON M1V 0B7

Restaurant name: Right Wing Website: https://rightwingsportspub.com/
Location: 2497 Yonge St, Toronto, ON M4P 2H6 – Just North of Eglinton Ave.

CHAPTERS

(00:00) Introduction and Episode Overview

(00:04) Selling Your Home: Step-by-Step Guide

(01:53) Behind the Scenes of Real Estate

(03:14) Call to Action and Listener Engagement

(05:50) Peloton and Fitness Talk

(07:33) Weekend Recap and Food Adventures

(14:52) Hockey Highlights and National Pride

(17:45) Bourbon vs. Whiskey: Clearing the Confusion

(20:19) Donair Sauce Taste Test

(24:56) New Real Estate Listing

(25:56) Exploring Don Mills: A Community Overview

(26:07) Unit Features and Pricing Details

(26:45) Amenities and Perks of the Property

(27:42) The Secret Sauce: Preparing a Property for Market

(28:57) Deciding to Sell: Key Considerations

(34:52) Understanding Market Trends and Pricing Strategies

(38:43) Executing the Plan: Staging and Inspections

(47:28) Going Live: Marketing and Selling Your Home

(51:11) Common Mistakes and Final Tips

(57:32) Wrapping Up: Final Thoughts and Shoutouts

FEEDSPOT TOP CANADIAN REALTOR PODCASTShttps://podcast.feedspot.com/canadian_realtor_podcasts/

FEEDSPOT TOP TORONTO PODCASTShttps://podcast.feedspot.com/toronto_podcasts/

Join us for the 80th episode of the Toronto Livings Real Estate Podcast Show as Mark Savel and Joey Virgilio dive into the January real estate numbers. Amid casual banter and jokes, they discuss market trends, rental shifts, and notable listings. Joey shares his bout with pneumonia, while Mark proudly wears his new Josh Allen jersey.

They also reminisce about their favorite Adam Sandler movies and recount funny personal anecdotes. Get insights into Toronto’s real estate scene, hear food recommendations, and enjoy a few laughs along the way. Tune in now!

CHAPTERS

(00:00) Introduction and Episode Overview

(00:37) Hosts’ Personal Updates and Banter

(02:00) Toronto Food Scene Highlights

(05:41) Adam Sandler Encounter and Movie Discussion

(14:07) Real Estate Listings and Market Insights

(18:06) Market Activity and Spring Preparations

(18:25) Analyzing January’s Real Estate Numbers(19:40) Impact of Tariffs and Economic Uncertainty

(21:50) New Listings and Market Reactions

(22:41) Sales Trends and Price Movements

(29:10) Months of Inventory Explained

(34:06) Rental Market Insights(

36:11) Concluding Thoughts and Shoutouts

FEEDSPOT TOP CANADIAN REALTOR PODCASTShttps://podcast.feedspot.com/canadian_realtor_podcasts/FEEDSPOT TOP TORONTO PODCASTShttps://podcast.feedspot.com/toronto_podcasts/

Navigating Mortgage Changes & Market Predictions | Toronto Livings Podcast Ep. 79 ft. Christopher Molder

In Episode 79 of the Toronto Livings Podcast, hosts Mark Savel and Joey Virgilio welcome back Christopher Daniel Molder for an insightful discussion on recent mortgage changes, market predictions, and the ongoing trade tariffs.

Catch up on essential mortgage updates like the increased cap for insured mortgages and the introduction of 30-year amortizations for first-time buyers.

Also, hear Christopher’s take on interest rate forecasts amidst economic fluctuations and how these changes can impact Toronto’s real estate market. The episode wraps up with predictions for the average home prices in the GTA for 2025. Don’t miss this engaging and informative conversation!

CHAPTERS

(00:00) Introduction and Guest Welcome
(01:47) Meet Mr. Moscow: The Surprise Dog
(02:52) Mortgage Market Insights
(05:24) Sum 41 Farewell Concert
(07:11) Toronto Eats: Union Restaurant
(09:35) Tariffs and Trade Wars
(18:49) Interest Rates and Economic Predictions
(36:46) Recap and Predictions
(37:07) Mortgage Changes Overview
(38:22) Insurable Mortgage Expansion
(45:02) 30-Year Amortization Introduction
(49:16) Stress Test and Mortgage Renewals
(52:35) Multifamily Homes and Construction Financing
(01:00:04) Market Predictions and Wrap-Up

FEEDSPOT TOP CANADIAN REALTOR PODCASTS
https://podcast.feedspot.com/canadian_realtor_podcasts/

FEEDSPOT TOP TORONTO PODCASTS
https://podcast.feedspot.com/toronto_podcasts/

WHERE YOU CAN FIND US

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ INSTAGRAM
Mark Savel: https://www.instagram.com/torontolivings/
Joey Virgilio: https://www.instagram.com/joey_torontolivings/

🎙 MORE EPISODES
https://podcasters.spotify.com/pod/show/toronto-real-estate

In Episode 78 of the Toronto Living’s Real Estate Podcast, Mark Savel and Joey Virgilio dive into various nuggets of wisdom related to the real estate realm.

The episode covers crucial topics such as buyer and seller tips for closing days, important insurance insights, the state of Toronto’s water meters, and the hot Toronto rental market.

They also share their favorite food spots, personal experiences, and more. Stay tuned for an informative session filled with practical advice for both homeowners and real estate enthusiasts!

SHOW NOTES

City of Toronto Water Meter Issues – https://www.cbc.ca/news/canada/toronto/toronto-water-metre-failing-units-1.7356671

Restaurant name: Ramen Isshin
Website: http://www.ramenisshin.com/
Location: 421 College

Restaurant name: Mr. Zagros
Website: https://mrzagros.com/
Location: 1407 Lawrence Ave W, North York

CHAPTERS

(00:00) Introduction to Episode 78
(00:10) Real Estate Wisdom Nuggets
(00:46) Meet Your Hosts
(01:13) Weekly Catch-Up
(03:05) Shawarma Adventures
(07:42) Ramen and Coffee Delights
(14:42) Engaging with the Audience
(15:45) Fashion Finds and Deals
(18:19) News You Can Use
(22:37) Real Estate Market Update
(23:26) Rental Market Trends and Pricing Strategies
(23:58) Increased Activity in the Real Estate Market
(25:06) Upcoming Guest and Mortgage Market Changes
(25:34) Wisdom Time: Closing Day Tips for Buyers and Sellers
(34:18) Insurance Insights: Coverage and Policies
(43:48) Condo Living: Windows, Doors, and Water Usage
(51:45) Final Thoughts and Shoutouts

FEEDSPOT TOP CANADIAN REALTOR PODCASTS
https://podcast.feedspot.com/canadian_realtor_podcasts/

FEEDSPOT TOP TORONTO PODCASTS
https://podcast.feedspot.com/toronto_podcasts/

WHERE YOU CAN FIND US

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ INSTAGRAM
Mark Savel: https://www.instagram.com/torontolivings/
Joey Virgilio: https://www.instagram.com/joey_torontolivings/

🎙 MORE EPISODES
https://podcasters.spotify.com/pod/show/toronto-real-estate

Welcome to the 77th episode of the Toronto Livings Real Estate Podcast! In this ‘Ketchup’ episode, Mark Savel and Joey Virgilio catch up on their holiday break, share some laughs, and delve into the latest in Toronto’s real estate scene.

They discuss the December numbers, holiday highlights, and even take a ginger shot (or two). The duo dives into rental market trends, average prices, transactions, and predictions for the year ahead, while also giving a special mention to hotspots like Jumbo Lobster and Tzatziki Midtown.

Plus, hear some interesting insights on mortgage changes, immigration impacts, and rental market corrections. Don’t miss the happy vibe and tons of valuable information packed in this episode!

Chapters

(00:00) Welcome to Season 3
(00:19) Catching Up After the Holidays
(04:19) Juicing Adventures
(08:33) Toronto’s Top Real Estate Podcast
(10:17) Food Obsessions and Recommendations
(18:53) News and Predictions
(26:23) Psychedelic Shops and Personal Hesitations
(26:49) Episode 100 Teaser
(26:59) Market Update: December Numbers
(27:21) Featured Listings and Real Estate Opportunities
(29:11) Church Project Success and Market Reflections
(30:26) December Market Trends and Predictions
(33:07) Real Estate Predictions and Mortgage Insights
(54:20) Rental Market Overview
(57:16) Closing Remarks and Shoutouts

Where We Ate

Restaurant name: Tzatziki
Website: https://tzatziki.ca/about.php
Location: 785 Mt Pleasant Rd.

Restaurant name: Jumbo Lobster
Website: https://jumbolobster.ca/
Location: 9019 Leslie St, Richmond Hill, ON L4B 4A3

Where You Can Find Us

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ Instagram
Mark Savel: https://www.instagram.com/torontolivings/
Joey Virgilio: https://www.instagram.com/joey_torontolivings/

🎙 Weekly Podcast
https://podcasters.spotify.com/pod/show/toronto-real-estate

In this festive episode of the Toronto Living Podcast, hosts Mark Savel and Joey Virgilio dive into the holiday spirit wearing Christmas hats and share their 2025 Christmas wishlist.

They discuss what they’d love to see from Santa, including improvements in the Toronto real estate market, government changes, and a wish for the Toronto Maple Leafs to make it to the third round of the playoffs.

The duo also reviews their latest food adventures, including a visit to Descendants Pizza and Union on Ossington. Finally, they touch on pressing issues like the landlord-tenant board and recent mortgage rule changes. Tune in for a mix of serious discussions and light-hearted holiday cheer!

Chapters

(00:00) Festive Introduction and Christmas Spirit
(00:32) Toronto Livings Podcast Overview
(01:22) Christmas Episode and Party City Panic
(02:56) Pizza Adventures and Food Reviews
(08:38) Union on Ossington: A Dining Experience
(12:58) Real Estate News and Market Predictions
(16:29) Mortgage Changes and Financial Insights
(26:38) Holiday Wishlist and Fun
(27:51) Starting Strong with Uber Eats
(28:09) Traffic Woes and Uber Caps
(29:41) Debating CaféTO
(31:59) Santa Claus Wishlist: Sandwichito and the Leafs
(33:44) Landlord Tenant Board Reforms
(41:21) Christmas Gifts and Memories
(44:58) Wrapping Up: Wishes for 2025
(55:03) Final Thoughts and Farewells

Show Notes

Restaurant name: Union
Website: http://union72.ca/
Location: 72 Ossington Ave, Toronto, ON M6J 2Y7

Restaurant name: Descendant Detroit Style Pizza
Website:Descendant Detroit Style Pizza
Location: 1168 Queen E

Where You Can Find Us

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ Instagram
Mark Savel: https://www.instagram.com/torontolivings/
Joey Virgilio: https://www.instagram.com/joey_torontolivings/

🎙 Weekly Podcast
https://podcasters.spotify.com/pod/show/toronto-real-estate

In this episode of the Toronto Livings Podcast, Mark and Joey dive into a detailed analysis of the November real estate market update for Toronto, debunking headlines and offering valuable context.

They discuss why sales were reportedly up 40 percent, explore the intricacies of different market segments, and highlight the importance of understanding the numbers behind the headlines.

Beyond the market talk, they share personal stories, including Mark’s experience with virtual ER, Joey’s homemade remedies, and their fun outing to a Korean BBQ restaurant.

They also highlight the vibrant city culture, focusing on a memorable holiday party and the legacy of the El Macombo. If you’re interested in Toronto’s real estate scene and enjoy a blend of insightful data and engaging anecdotes, this episode is for you.

Chapters

(00:00) Introduction and Episode Overview
(00:04) Debunking the November Market Update
(02:11) Virtual ER Experience
(04:01) Candlelight Performance and Coldplay
(05:27) Korean Barbecue Adventure
(11:41) Sage Christmas Party at El Macombo
(20:01) Viewer Comments and Feedback
(24:10) Vacant Home Tax Announcement
(25:08) Filling Out Property Tax Forms
(26:06) Toronto Tempo: New WNBA Team
(26:54) November Market Update
(28:27) Debunking Market Headlines
(36:48) Analyzing Market Transactions
(41:32) Condos: The Market Anomaly
(48:22) Economic Indicators and Predictions
(51:57) AI and Market Predictions
(53:44) Shoutouts and Wrap-Up

Show Notes

Restaurant name: TAKJA BBQ House
Website: https://www.takja.ca/
Location: 962 College St, Toronto, ON M6H 1A5

Restaurant name: The Elmocambo
Website: https://elmocambo.com/
Location: 464 Spadina Ave. Toronto, ON M5T 2G8

Vacant Home Tax Declaration: https://www.toronto.ca/services-payments/property-taxes-utilities/vacant-home-tax/vacant-home-tax-declaration-of-occupancy-status/