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From CMA to Appraisal – Understanding Your Home’s Worth | Episode 95

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In Episode 95, Mark and Joey discuss the intricate process of determining the true value of your home. They dive into the steps agents take for a Comparative Market Analysis (CMA) and compare it to formal appraisals. This informative episode covers key considerations like market momentum, the importance of timing, and the role of neighborhood expertise.

Plus, they share personal anecdotes and tips for navigating fluctuating market conditions. Tune in to get an insider’s look at how valuation truly works and how it impacts your real estate decisions.

COST GUIDE TO HOME REPAIRS

Pillar to Post
Carson Dunlop

CHAPTERS

(00:00) Introduction and Episode Overview
(00:04) Discussing Home Valuation
(00:51) Casual Conversation and Weekend Recap
(01:12) Pizza Pop-Up and Food Adventures
(09:37) Love Island and Reality TV
(12:48) Understanding Home Pricing
(24:40) Evaluating Property Value: Key Factors
(25:26) Comparing Sold Properties
(25:52) Nuances in Property Comparison
(27:18) Importance of Timelines in Property Valuation
(30:38) Active Listings and Market Competition
(32:44) Expired Listings and Pricing Strategy
(33:57) Seasonality and Timing in Real Estate
(39:57) Understanding Seller Motivation
(43:40) Automated Valuation Models: Pros and Cons
(45:37) Frequently Asked Questions on Property Valuation
(48:30) Conclusion and Final Tips

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WHERE YOU CAN FIND US

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ INSTAGRAM
Mark Savel
Joey Virgilio

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Sign, Sealed, and Not Delivered: Navigating Failed Deals | Episode 94

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Episode 94: What To Do When Real Estate Deals Fall Through

Join Joey and Mark for Episode 94 where we dive into the complex world of real estate transactions that don’t go as planned.

In this episode, we cover why deals fall apart, who is responsible, and what steps can be taken to mitigate damages. We discuss both the seller’s and buyer’s perspectives, and highlight the importance of pre-planning, communication, and proper use of conditions. Learn from our experiences and get tips on how to navigate these stressful situations effectively.

Whether you’re new to real estate or a seasoned pro, this episode is packed with valuable insights to help you close your deals smoothly.

CHAPTERS

(00:00) Introduction and Episode Overview

(01:00) Casual Catch-Up and Food Talk

(01:57) Discussing the Main Topic: When Deals Fall Through

(09:05) Seller’s Perspective on Failed Deals

(16:13) Buyer’s Perspective and Legal Implications

(20:47) Navigating Conditional Timelines

(21:38) Importance of Buyer-Seller Communication

(22:13) Trust and Agent Representation

(24:45) Lessons from a Failed Deal

(30:03) Pre-Approval and Appraisals

(34:10) Handling Closing Costs and Contingencies

(40:42) Communication and Professionalism

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WHERE YOU CAN FIND US

🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/

🖥️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

🎙 MORE EPISODES

https://podcasters.spotify.com/pod/show/toronto-real-estate
Toronto Livings Podcast Episode 93

Real Estate Roundup: May Market Insights and More | Episode 93

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Join Joey and Mark as they dive into Toronto’s real estate market numbers for May 2025 in this giggly and impersonation-filled episode. Get insights into market trends, buyer opportunities, and why sellers need to be cautious.

Plus, enjoy the hilarious impersonations of popular figures like Robert De Niro, Gordon Ramsey, Judge Judy, and even Donald Trump. We also discuss the latest happening in the local food scene, including a shoutout to Chef Rob Rossi’s new restaurant, and Zito’s Pizza popup!

FOOD SPOTS

Giulietta

Website: http://giu.ca/

Address: 972 College St, Toronto, ON M6H 1A5

Zitto Pizza – https://www.instagram.com/zitto.pizza/

CHAPTERS

(00:00) Introduction and Episode Overview

(00:00) Celebrating Episode 93

(02:56) Dining Experiences and Restaurant Reviews

(10:45) Market Updates and Real Estate Insights

(21:05) Tar Wars and Trade War Update

(21:24) Days on Market Analysis

(22:24) Months of Inventory Insights

(23:04) Sales and Transactions Overview

(23:34) Condo Market Trends

(27:26) Price Trends and Market Values

(32:57) Rental Market Activity

(35:41) Blog TO Article Critique

(38:11) Advice for Buyers and Sellers

(42:13) Shoutouts and Closing Remarks

 

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https://podcast.feedspot.com/canadian_realtor_podcasts

FEEDSPOT TOP TORONTO PODCASTS

https://podcast.feedspot.com/toronto_podcasts

 

WHERE YOU CAN FIND US

 

? For all your Toronto Real Estate Needs: TorontoLivings.com/

 

?️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

 

? MORE EPISODES

The Art and Science of Real Estate Marketing With JP KELLY | Episode 92

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Inside the Design Studio: Meet Sage Real Estate’s Creative Director JP Kelly

In this special episode, we have a captivating conversation with JP Kelly, Studio Director at Sage Real Estate. JP shares the behind-the-scenes magic of how their listings shine with professional photography, innovative design, and comprehensive marketing strategies.

Learn about JP’s journey from government work in Newfoundland to leading a talented design team in Toronto. We also dive into his favorite local spots, the charming office dogs, and the unconventional yet effective marketing techniques that set Sage apart. 

Whether you’re into real estate, design, or just love a good story about following your passions, this episode has something for everyone. 

JPs Top Sites to Work, Eat, Play and Camp in Ontario

 

https://lemongrasstoronto.com

 

https://www.ontarioparks.ca/park/bonecho

 

https://www.mapleleafsbaseball.com

 

https://www.instagram.com/mapleleafsbaseball?igsh=MTY4OXFrdDVuYjI1NA==

 

https://www.instagram.com/sage.designstudio?igsh=MXF3M3Y4YzhoMHd5cg==

 

CHAPTERS

 

(00:00) Introduction and Episode Kickoff

(00:10) Meet JP Kelly: The Man Behind the Sparkle

(00:17) JP Kelly’s Favourite City Spots

(03:55) The Toronto Maple Leafs Baseball Club

(07:57) JP Kelly’s Journey into Design

(09:38) The Evolution of Sage’s Design Studio

(12:49) The Power of Sage’s Marketing Systems

(22:16) Trends and Technology in Design

(26:25) Marketing Strategies for Real Estate Agents

(28:18) Print and Digital Marketing Strategies

(29:14) The Importance of Traditional Methods

(30:22) Professionalism in Real Estate Marketing

(33:20) Creative Preferences and Unique Listings

(39:23) The Role of Pets in the Office

(41:21) Outdoor Adventures and Personal Hobbies

(43:26) Lego Collections and Creative Spaces

(47:30) Advice for Aspiring Real Estate Marketers

(49:58) Final Thoughts and Team Acknowledgements

 

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https://podcast.feedspot.com/toronto_podcasts

 

WHERE YOU CAN FIND US

 

? For all your Toronto Real Estate Needs: TorontoLivings.com/

 

?️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

 

? MORE EPISODES

Real Estate Superstitions and Good Luck Traditions | Episode 91

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In Episode 91, Mark and Joey as they delve into a week filled with oddities, superstitions, and traditions from around the world, all related to real estate. They share experiences from Realtor Quest, including an unexpected ‘concert’ by Pitbull (Mr. Worldwide) and insightful talks by Van Jones.

This episode covers a wide array of intriguing real estate superstitions, from burying St. Joseph statues to smudging with sage, rolling pineapples, and understanding the significance of numbers, horseshoes, and even new brooms.

 

If you’re looking for ways to bring good fortune to your new home, this is the episode for you. Don’t miss out on these fascinating traditions and the light-hearted banter between the hosts.

 

How To Sell Your House Using a Saint Joseph Statue

 

CHAPTERS

 

(00:00) Introduction and Episode Theme

(01:08) Weekly Recap and Realtor Quest

(01:40) Leafs Superstition and Dim Sum Delight

(06:34) Crudo Experience and Pitbull Concert

(20:52) Real Estate Superstitions

(24:56) The St. Joseph Statue and Real Estate Superstitions

(26:02) Smudging with Sage: Clearing Bad Spirits

(28:31) Baking Cookies for a Homey Feel

(29:49) Toilet Flushing and Feng Shui

(33:14) Lucky Numbers in Real Estate

(35:10) Brooms and Other Superstitions

(37:16) Rolling Pineapples for Good Fortune

(39:11) Nailing Horseshoes and Other Traditions

(43:30) Blessing Homes and Final Thoughts

 

FOOD LOCATIONS

 

Restaurant Name: YU Seafood

Website: http://yuseafood.com/

Address: 270 West Beaver Creek Rd, Richmond Hill, ON L4B 3Y9

 

Restaurant Name: CRUDO

Website: https://crudoto.com/

Address: 1451 Royal York Road, Etobicoke, Ontario M9P 3B2, Canada

 

FEEDSPOT TOP CANADIAN REALTOR PODCASTS

https://podcast.feedspot.com/canadian_realtor_podcasts

 

FEEDSPOT TOP TORONTO PODCASTS

https://podcast.feedspot.com/toronto_podcasts

 

WHERE YOU CAN FIND US

 

? For all your Toronto Real Estate Needs: TorontoLivings.com/

 

?️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

 

? MORE EPISODES

Pope Elections, Market Reactions, and Mustache Distractions | Episode 90

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April Market Madness: Real Estate Updates, Mustaches, and a New Pope!

 

Join Mark and Joey for a lively and eclectic conversation as they dive deep into April’s real estate market numbers. From discussing the increase in active listings and the significant drop in sales year over year to sharing their personal favorite food spots and musings on mustaches.

 

They also bring an interesting twist with a detailed chat about how popes are elected and the significance of the newly elected American pope. As always, Joey provides some great tips for sellers and buyers amidst the current market uncertainty. Don’t miss out on their quirky humor and insightful commentary!

CHAPTERS

(00:00) Introduction and Episode Overview

(00:13) Market Update for April

(01:08) Mustaches and Jerseys

(04:10) Pope Culture and Election Process

(10:38) Food Recommendations and Reviews

(16:05) TV Show Discussion: Severance

(20:12) New Listings and Real Estate Talk

(20:51) Exploring a Scenic River Spot

(20:59) Real Estate Market Overview

(22:45) Election Impact on the Market

(23:29) Stock Market and Economic Concerns

(24:49) April Real Estate Numbers

(25:04) Transaction Trends and Insights

(29:01) Active Listings and Inventory

(31:06) Price Trends and Market Sentiment

(32:57) Months of Inventory Analysis

(40:55) Concluding Thoughts and Future Outlook

 

WHERE WE ATE

 

Restaurant Name: Tora Sushi

Website: https://www.aburitora.com/

Address: Yorkdale Mall

 

Restaurant Name:Crudo

Website: https://www.instagram.com/crudo.to/?hl=en

Address: (Royal York and Eglinton) ?1451 Royal York Rd (At Rear of Building)

 

FEEDSPOT TOP CANADIAN REALTOR PODCASTS

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FEEDSPOT TOP TORONTO PODCASTS

https://podcast.feedspot.com/toronto_podcasts

 

WHERE YOU CAN FIND US

 

? For all your Toronto Real Estate Needs: TorontoLivings.com/

 

?️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

 

? MORE EPISODES

What Is a CHIP Reverse Mortgage: Lifeline or Landline? | Episode 89

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Episode 89: The Ultimate Guide to CHIP Reverse Mortgages!

In this episode, Mark and Joey deep dive into the world of reverse mortgages, specifically the CHIP reverse mortgage. They discuss the pros, cons, and unexpected costs of this financial tool, and who it might be best suited for.

Beyond finances, they cover personal updates, including their mustache-growing challenge, recent outings, and activities like trying new sandwich shops and attending Metallica concerts. Plus, they share exciting new real estate opportunities and touch on Toronto’s proposed traffic czar solution.

This episode is a blend of financial advice, personal stories, and local happenings—perfect for fans who enjoy a mix of humor and valuable information.

CHAPTERS

(00:00) Introduction and Episode Overview

(01:34) Mustache Talk and Playoff Challenges

(05:43) Sandwich Shop Review and Hockey Game Vibes

(10:09) Metallica Concert Experience

(14:58) Traffic Solutions and City Proposals

(21:08) Reverse Mortgages Explained

(28:03) The Dangers of Big Windfalls

(28:25) Scheduled Advances and Hybrid Options

(28:46) No Monthly Payments: The Big Kicker

(29:17) How Lenders Get Paid Back

(30:20) Pros and Cons of Reverse Mortgages

(38:23) Unexpected Costs and Red Flags

(47:41) Alternatives to Reverse Mortgages

(54:09) Key Considerations and Final Thoughts

Restaurant Name: Ariete e Toro (Aries and Torus)

Website: https://arietetoro.com/

Address: 12 Keewatin Ave. Toronto, Canada M4P 1Y2

Additional Resources

Reverse Mortgages: Government of Canada

HomeEquity Bank – Pros and Cons: CHIP

NerdWallet Canada – Reverse Mortgages Explained: NerdWallet: Finance smarter

The Greater Fool – The Last Resort

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WHERE YOU CAN FIND US?

For all your Toronto Real Estate Needs: TorontoLivings.com/?️ INSTAGRAM

Mark Savel: https://www.instagram.com/torontolivings/

Joey Virgilio: https://www.instagram.com/joey_torontolivings/

? MORE EPISODES

Canadian Election 2025 – Who’s Promising What? | Episode 88

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Election Special: Politics, Real Estate, Taxes, and More! | Episode 88

Join Mark and Joey in Episode 88 as they prepare for the upcoming Canadian elections! They dive deep into the political landscape, discussing major topics like real estate, taxes, climate change, and healthcare. The duo breaks down the promises of the Conservative, Liberal, and NDP parties, offering insights into how these policies might impact city life, the housing market, and everyday living.

Plus, they share their favorite dining spots this week and introduce a new segment on Amazon finds.

Don’t miss their special message: Be decisive, not divisive!

CHAPTERS

(00:00 Introduction and Greetings)
(00:06 Podcast Overview and Main Topics)
(01:24 Easter Weekend and Real Estate Talk)
(01:39 Weekly Catch-Up: Food and Fun)
(01:58 Election Talk: Platforms and Debates)
(03:55 Deep Dive into Political Platforms)
(06:31 Dining Experiences and Recommendations)
(10:24 Life Updates and Travel Stories)
(13:22 Amazon Finds and Recommendations)
(14:51 News You Can Use: Elections and Taxes)
(31:44 Landlord-Tenant Dynamics)
(32:09 Rent Control Debate)
(33:20 Corporate Tax and GST)
(34:23 Housing Policies)
(37:15 Immigration and Housing Supply)
(38:54 Development Incentives)
(41:27 NIMBY Fines and Municipalities)
(42:07 Liberal Housing Proposals)
(46:00 NDP Housing Proposals)
(47:43 Climate and Energy Policies)
(55:14 Healthcare Policies)
(59:16 Gun Control and Border Security)
(01:01:58 Media and Culture)
(01:04:24 Election Predictions and Final Thoughts)

LINKS

Restaurant Name: Bao House
Website: https://www.bao-house.ca/
Address: 171 Dundas St W.

Restaurant Name: And/Ore
Website: https://www.andorerestaurant.com/
Address: 1040 Queen St. W Toronto, Ontario.

CBC’s election platform summary: https://newsinteractives.cbc.ca/features/2025/federal-party-platforms/#federal-2025-border-security

Unlocking the Secret to Canada’s Tax-Free Home Savings Account:
https://youtu.be/wKoexrSwrn0

FEEDSPOT TOP CANADIAN REALTOR PODCASTS
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FEEDSPOT TOP TORONTO PODCASTS
https://podcast.feedspot.com/toronto_podcasts/

WHERE YOU CAN FIND US

? For all your Toronto Real Estate Needs: TorontoLivings.com/

?️ INSTAGRAM
Mark Savel: https://www.instagram.com/torontolivings/
Joey Virgilio: https://www.instagram.com/joey_torontolivings/

? MORE EPISODES
https://podcasters.spotify.com/pod/show/toronto-real-estate

Numbers & Nibbles A Toronto Real Estate Market Breakdown for March | Episode 87

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Episode 87: Market Update, Delicious Pastries & More!

In Episode 87, Joey and Mark provide an in-depth market update for March, discussing the highs and lows. They introduce their new sponsor, a local Portuguese café, and rave about various pastries and snacks. The episode also explores intriguing real estate trends and new listings, offering valuable insights into the current market dynamics. The hosts share personal stories, TV show recommendations, and end on a light-hearted note with a cheers using delicious shrimp patties. Tune in for an engaging mix of market analysis, food reviews, and entertaining banter!

FOOD SPOTS

Paulinha’s Rissois – THE BEST SHRIMP PATTIES IN THE CITY
https://www.instagram.com/paulinhasrissois/ Send her a DM to order your own!

Restaurant Name: Belem Cafe
Website: https://www.cafebelemto.ca/
Address: 546 College St, Toronto, ON M6G 1B1

Restaurant Name: Paris Baguette
Website: https://parisbaguette.ca/
Address: 2401 Yonge Street Toronto, ON M4P 3H1
(416) 322-3337

CHAPTERS

(00:00) Introduction and Episode Overview

(01:12) Market Update for March

(02:35) Culinary Adventures: Local Cafes and Bakeries

(07:41) Sponsorship Announcement and Product Review

(12:35) Real Estate Market Insights

(15:53) March Market Statistics

(18:10) Market Trends Overview

(19:08) Buyer and Seller Dynamics

(20:14) Tax Implications and Property Ladder

(21:05) Average Prices and Market Stability

(23:15) Days on Market and Inventory Levels

(24:45) Segment Performance and Inventory Awards

(33:10) Pre-Construction vs. Resale Condos

(38:52) Final Thoughts and Recommendations

FEEDSPOT TOP CANADIAN REALTOR PODCASTShttps://podcast.feedspot.com/canadian_realtor_podcasts/FEEDSPOT TOP TORONTO PODCASTShttps://podcast.feedspot.com/toronto_podcasts/

Navigating the Hidden Expenses of Home Buying | Episode 86

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The Hidden Closing Costs No One Warns You About – Episode 86

In Episode 86, Mr. Mark and Mr. Joey dive into the often-overlooked closing costs associated with purchasing a home. The hosts break down eight rounds of hidden expenses that can quietly drain your wallet, including land transfer taxes, legal fees, title insurance, and more. They also discuss their first sponsorship, shout-outs which are now ‘salutes’ to their favorite local eateries, and an insightful article from the Toronto Star. Tune in for tips, insights, and some fun-filled segments!

Land Transfer Tax Calculator: link…https://www.ratehub.ca/land-transfer-tax-ontario

Toronto Star Article – https://www.thestar.com/business/personal-finance/ready-to-buy-your-first-home-here-are-the-steps-you-need-to-take-and/article_1c98a7da-f302-11ef-af18-1b3583bb4d05.html

WHERE DID WE EAT

Website: https://www.breadycafe.com/
Address: 15 Connie Crescent – Unit 27 Concord, ON L4K 1L3​
Monday-Sunday 8am-8pm