Joey Virgilio is a Real Estate Agent with the Toronto Livings Team at Sage Real Estate. Born and raised as a GTA native, his knowledge of the geography and market mixed with exceptional real estate services will leave you feeling nothing but confidence with your decision to hire him and the Toronto Livings Team.
Moving into a new rental can be stressful for humans—never mind the four‑legged family members who have zero say in the matter. Sloane, a purpose‑built rental community steps from Yorkdale Mall, has been designed from lobby to rooftop with pets (and their people) in mind. Below is a quick tour of the on‑site perks, nearby green spaces, and trusted groomers, that make Sloane a stand‑out option for anyone hunting a truly pet‑friendly lease in Toronto.
Sloane
Why Sloane Is a Tail‑Wagging Home Base
“Beauty for the Beast” In‑House Pet Spa
The Beauty for the Beast Pet Spa features elevated wash stations (goodbye, sore back), professional‑grade dryers, and a complimentary treat bar to keep anxious pups calm. Residents can reserve a time slot through the building app—no more wrestling with a muddy dog in a condo bathtub.
Green Time, Not Screen Time — Off‑Leash Parks Within a 5‑Minute Drive
A fully fenced hillside run with shady gazebos, fresh‑water taps, and plenty of parking. Winter bonus: the adjacent ski hill turns into an off‑leash toboggan run for snow‑loving pups.
Mulched footing keeps paws mud‑free, while surrounding woodland trails offer a scenic cooldown loop after fetch. An adjacent splash pad keeps the rest of the family cool in July.
Pro Tip: Sloane’s underground garage entrance sits right by the Allen Road on‑ramp—weekend park‑hopping is a breeze.
Life Admin for Pet Parents — Groomers, Daycare & Supplies Near Yorkdale
PetSmart – Lawrence Square (700 Lawrence Ave W, ~900 m) – Full‑service grooming, puppy training, and same‑day curbside pickup.
DogSense Daycare & Boarding (535 Wilson Heights Blvd) – Cage‑free daycare with live‑stream cameras plus overnight boarding that includes a bedtime belly‑rub report.
Le Chien Élégant Grooming (134 Felbrigg Ave, 2.5 km) – Boutique groomers specialising in breed‑specific cuts and blueberry facials (yes, that’s a thing).
Ready to Sniff Out a Suite at Sloane?
If a pet‑positive community sounds like the right fit for your pack, send us a note below!
You’ve just landed in Toronto—now what? If you’re hunting for a place to call home, you’ve probably scrolled past hundreds of condo listings and a handful of basement apartments. But there’s a third option that often flies under the radar: purpose-built rental (PBR) communities. Think of them as apartments designed from the ground up for renters—no surprise owner move‑ins, no condo board drama, and a lot more flexibility when your credit history is still finding its Canadian footing.
What’s a Purpose-Built Rental, Anyway?
A purpose‑built rental is an entire building—or sometimes a master‑planned campus—owned and managed by a single professional landlord. Unlike condo leases where every unit has a different owner, PBRs operate like one big, renter‑first ecosystem. That unified ownership means consistent rules, faster maintenance, and amenities that stay open because the landlord’s business model depends on happy tenants, not resale value.
Sloane by Fitzrovia
Purpose-Built vs. Condos & Private Rentals – The Four Stand-Out Benefits
1. Application Flexibility for Thin Credit Files
New to Canada? Still waiting on that first credit card? Corporate landlords can look beyond a traditional credit score. Many accept international banking letters, proof of employment, or a larger last‑month rent deposit instead of the usual Canadian credit check. The goal: fill suites with responsible tenants, not perfection on paper.
2. Promotions That Stretch Your Budget
Look out for move‑in incentives like “first month free” or a couple of months at a reduced rate. These deals pop up when new towers launch or when management wants to fill specific floorplans. Condo landlords rarely advertise perks this openly.
3. On-Site Pro Management & Amenities
Sloane West and East Tower Basketball Court
Need a faucet fixed at 2 a.m.? There’s usually a 24/7 service line. Parcel lockers, bike rooms, pet‑wash stations and—at head‑turners like Sloane by Fitzrovia — a full-sized Toronto Raptors basketball court, resort-style pool, hot and cold plunge, and even an on‑site kid‑care space make daily life smoother. Check out Sloane’s amenity list here.
4. Long-Term Stability & Predictable Increases
Many PBRs built before November 15, 2018 are rent‑controlled, capping your annual increase. Even in newer communities, multi‑year lease offers with locked‑in bumps are common. In a condo, an owner can sell (or decide to move back) with 60 days’ notice—never fun when you’ve just found your favourite local coffee shop.
Common Myths – Busted
“Purpose‑built buildings are old and tired.” Not anymore. Toronto’s pipeline is packed with glassy high‑rises that rival downtown condos for finishes.
“Condo amenities are always better.” See: rooftop dog runs, coworking hubs, and bowling alleys mentioned above.
Pro Tips for a Smooth Approval
Build a newcomer rental package. Include an employment letter, recent pay stubs, and a reference from a past landlord or property manager.
Add a personal letter. A short note about why you’re moving and how you care for a home goes a long way.
Ask about current incentives and lease terms upfront. Purpose‑built landlords often run promotions—think first‑month‑free or discounted rent on longer leases. Confirm any rent‑increase caps for multi‑year agreements so there are no surprises later.
Ready to Make Your Move?
Whether you’re fresh off the plane or simply relocating across town, purpose‑built rentals can remove a lot of the stress from your first Toronto lease. Connect with the Toronto Livings team to see what’s available and snag your perfect suite before it’s gone.
Ask most Torontonians what Yorkdale conjures up and they’ll picture a gleaming cathedral of luxury retail—Gucci bags, Apple launches, the whole nine yards. Fair! But plant yourself just outside those revolving doors and you’ll discover a neighbourhood that quietly levels‑up your daily routine. From dirt‑cheap car‑wash memberships to secret lattés away from the food‑court frenzy, living near Yorkdale is basically a life hack in postal‑code form.
Yorkdale Shopping Mall
Below, five perks even seasoned shoppers might have missed (plus a quick‑fire spec sheet if you’re sizing up a move).
1. Retail & Outlet Double‑Dip
Yes, you’re footsteps from the world‑class Yorkdale Shopping Centre—handy when you shatter your phone screen and need Genius Bar triage stat. But the real wallet saver is a seven‑minute stroll west to Orfus Road’s factory‑outlet row. Roots hoodies at half price, Nike kicks on permanent clearance, boxed kitchen gadgets you didn’t know you needed—errand day suddenly feels like a covert sample sale.
Pro tip: Tack on a weekday morning run to dodge weekend bus‑tour crowds. Your future self (and closet) will thank you.
2. Transit & Travel Hacks in Your Pocket
Living beside a subway station is nice. Living beside Yorkdale Stationand a full GO Bus terminal is downright smug. Swipe onto the TTC for a 20‑minute ride downtown, or board GO Bus Route 94 straight to Pearson when a last‑minute seat‑sale pings your inbox. No Uber surge, no long‑term parking tab.
Driving? Theres ample free parking on site — and cyclists get a secure Bike Room complete with lockers so you’re not playing street‑lock roulette.
3. Unlimited Car Wash
Salt, slush, and construction grime can make your car look like it’s auditioning for a Mad Max sequel. Enter Crosstown Car Wash Yorkdale. For roughly the cost of a monthly streaming bundle ($24.99), their unlimited‑wash club keeps your ride shiny year‑round—plus free vacuums for a quick interior detox.
4. Off‑Mall Food & Coffee Gems
COPS Doughnuts
Skip the food‑court lineup and wander a block or two for flavours you won’t find under the mall’s skylights:
Cocoon Coffee, 855 Wilson Ave – tiny, plant‑filled, laptop‑friendly; their honey‑lavender latte has a cult following.
COPS Doughnuts– hot, made-to-order mini donuts best devoured while they’re still warm.
Amico Bakery on Dufferin – cannoli so crisp they crack audibly. Arrive early; nonna’s already in line.
Lady York on Dufferin – Italian grocery stalwart with a legendary deli counter and fresh weekly specials.
Your taste buds (and Instagram feed) just got a promotion.
5. Greenspace & Purpose‑Built Perks
Downsview Park
A luxury mall address might not scream “outdoor oasis,” yet Downsview Park is a single subway stop north—290 acres of running trails, summer concerts, and an urban farm market that sells out of sourdough by 10 a.m.
Looking to rent before you buy? Sloane by Fitztrovia sits right beside the park. Think boutique‑hotel lobby vibes plus resident‑only bowling alley, PS5 gaming lounge, kids’ jungle‑gym zone, and co‑work suites outfitted with a few extra private booths. Purpose-built living also comes with a few extra perks you won’t find when you rent an ordinary condo unit.
Sloane West and East Tower Terrace and Pool
Quick Specs
Walk Score
72 – “Very walkable” (errands ≈ 10 min on foot)
Transit Score
87 – Subway, GO Bus, and express shuttles
Bike Score
64 – Growing network of protected lanes
Suite Mix
Studios → 3‑bed condos & rentals
Lease Terms
12‑month standard
Demographic Vibe
Mix of young professionals, airport‑commuters & long‑time locals
*Scores via Walk Score and TTC trip planner.
Is Yorkdale Your Next Neighbourhood Move?
If you crave designer shopping at 9 a.m., freshly baked donuts at noon, and need to catch a flight at Pearson by 7 p.m.—all while paying less than downtown rent—Yorkdale might be your Goldilocks zone. And should you prefer turnkey renter perks over negotiating with an investor landlord, Sloane by Fitztrovia has a bowling lane with your name on it.
Ready to chat strategy or book a tour? shoot us a message below —we’ll walk (or bus) you through next steps.
For buyers in Toronto, closing day isn’t just the day you get your keys—it’s the official transfer of ownership, money, and responsibility. From final signatures to title registration, a lot happens behind the scenes. We’re here to make sure none of it feels overwhelming.
Coordinated Team Effort: Lawyers, Mortgage Brokers & More
Our job doesn’t end once the deal is signed. Long before closing day, we help align all parties involved:
Lawyers receive the Agreement of Purchase and Sale, your ID, and mortgage instructions so they can prepare legal documents.
Mortgage brokers ensure your financing is locked in, and funds are ready to be wired or drafted.
Insurance providers issue home insurance and, if required, title insurance.
We make sure everyone—from your lender to your lawyer—is speaking the same language and working on the same timeline.
Buyer Prep: What You’ll Need Before Closing Day
We walk our buyers through a pre-closing checklist to avoid last-minute scrambles:
Schedule a final walk-through to confirm the property is in agreed-upon condition
Arrange utilities transfer for water, gas, and electricity
Secure home insurance and send proof to your lawyer
Obtain a bank draft or arrange a wire transfer for your remaining down payment and closing costs
We also remind clients to keep ID handy and accessible, as lawyers will require two valid forms.
On Closing Day: How We Guide You
On the big day, your lawyer receives the funds from your lender and coordinates title transfer with the seller’s lawyer. Once that’s done, title is officially registered in your name.
Behind the scenes, we’re checking in with your lawyer and mortgage broker throughout the day to confirm:
Money is transferred and received
Title is registered with no red flags
Keys are released for pickup (usually via lockbox or lawyer’s office)
If something goes sideways—delays, missing documents, wire issues—we’re the ones making the calls and pushing things forward.
Post-Closing Support: What Happens After You Get the Keys
After closing, we don’t disappear. Our post-closing support includes:
Key pickup help (especially for out-of-town buyers)
Advice on movers and elevator booking if it’s a condo
Homeownership checklist: Test appliances, check mail delivery, register warranties
30-day check-in: If questions come up, we’re still in your corner
Why Our Process Makes a Difference
When buyers tell us closing day was “shockingly smooth,” we take it as the highest compliment. That’s the result of constant coordination, thoughtful reminders, and knowing who to call when things get bumpy.
Whether it’s your first home or your fifth, our team is committed to making sure you walk into your new place feeling confident—and not carrying chaos.
In Toronto’s ever-evolving market, winning an offer isn’t always about throwing down the biggest number. It’s about knowing the playing field — and showing up ready. That’s where we come in. From the first discovery call to offer night, we prep our buyers to write strong, thoughtful offers that give them the edge — whether the home’s been on the market five days or five months.
Getting the Numbers Right: Price Strategy
Coming up with the right offer price is both an art and a science. We help our buyers:
Analyze comparable sales (not just list prices)
Understand the seller’s motivation (vacant, tenanted, power of sale, etc.)
Distinguish between market value and emotional value
Sometimes, winning means going over asking. Other times, it means standing firm with confidence. Like that time our client landed a downtown condo under asking — because we knew it was overpriced and sat on the market too long. Right data, right result.
The Deposit: Show You’re Serious
A solid deposit sends a message: you’re committed. In Toronto, that usually means 5% of the purchase price, delivered within 24 hours of acceptance (or with the offer, in competitive cases).
We advise our buyers to:
Have certified funds or a bank draft ready
Know the seller’s expectations in advance
Be prepared to act fast — speed matters
Planning to offer on a weekend? Line up the deposit before Friday.
Conditions aren’t just fine print — they’re your safety net. We help tailor each offer to balance protection and appeal. Here are some we commonly include:
Status certificate review for condos (2 days for lawyer to review)
Closing Dates That Work for Everyone
What’s the right closing date? The one that works for both sides.
We coordinate:
Your ideal move-in timeline
The seller’s needs (e.g., buying another property)
Any bridge financing or sale of your current home
A little flexibility can go a long way — especially if you’re up against another offer with rigid terms.
Smart Clauses You’ll Want in Your Offer
Beyond price and conditions, we use protective clauses to avoid post-sale surprises. Examples include:
Inclusions and exclusions (e.g., washer/dryer stays; chandelier goes)
“As-is” clauses for older appliances
Vacant possession language when a property is tenanted
Representations and warranties on key features (roof, HVAC, etc.)
These clauses protect your future and keep everyone honest.
Final Prep: What to Have Ready Before Offer Night
Before we even draft your offer, we make sure you’ve got:
Pre-approval letter from your lender
Deposit funds in-hand (or in reach)
ID and legal contacts sorted
A clear sense of your maximum budget and emotional walkaway point
We prep not just the paperwork — but the mindset. Because sometimes, walking away is the power move.
Let’s Make Your Offer Stand Out
Every offer we write is customized to the property, the seller, and most importantly — you. Whether it’s your first home or your forever one, we’re here to make sure your offer is the one that gets the yes.
Thinking of buying? Let’s talk strategy — and make sure you’re ready when the right home hits the market.
Every showing should bring you closer to the right home—not just burn another hour in traffic. That’s why our approach to touring is strategic from the jump. We don’t line up a dozen random listings just to fill a Saturday. Instead, we work backwards from your wishlist, your must-haves, and your budget to ensure each home we view is worth your time.
We also make sure the properties we tour are financially realistic. That means no homes $100K over budget “just to compare.” If it doesn’t make sense on paper, it won’t be on the schedule. Our buyers appreciate that we protect their energy and momentum. Especially in fast-moving markets, clarity is everything.
Price is only part of the puzzle. We look beyond the numbers to find homes that match your lifestyle, needs, and future plans. That might mean:
A walkable neighbourhood near your office or daycare
Extra space for a growing family or home office
A building with solid financials and a healthy reserve fund
We combine your personal criteria with on-the-ground data to narrow down the best matches. That includes:
Reviewing neighbourhood sales activity
Flagging listings with strong potential or red flags
Applying insider insight from past showings, inspections, and renovations we’ve seen
Sometimes a property looks great online but tells a different story in person. Our job is to filter out the noise and surface the listings that check the right boxes. Think of us as your real estate matchmakers—we’re not swiping on just anything.
On Tour: What Our Showings Actually Look Like
Whether we’re walking through a detached home, a stacked town, or a downtown loft, our goal is the same: to get a clear, realistic sense of the property’s strengths and any possible dealbreakers. Touring condos comes with its own checklist—we look closely at the building’s condition, the amenities, hallway and elevator wear, and even the friendliness of front desk staff. We also review maintenance fees and ask key questions about what’s included.
When you tour with us, it’s not a passive walk-through. It’s a working session. We’ll be pointing out things like:
Sloping floors or wall cracks (signs of structural issues)
Electrical or plumbing inconsistencies
Whether renovations were likely done without permits
What to expect in terms of potential costs or maintenance
We aim to balance honest feedback with opportunity spotting. For example, we once toured a home where a wall had clearly been removed, but there were no permits filed with the city. That detail saved our client from a risky purchase—and that’s exactly the kind of diligence we bring to every tour.
On the flip side, we’ve also walked into overlooked listings that turned out to be diamonds in the rough. A place with dated finishes but good bones, or a listing that sat too long on the market due to poor staging. We help you see past surface-level distractions to uncover value.
Touring Like a Pro—How to Prepare
Touring multiple homes in a day? It can feel like a marathon. Here are some smart tips to make the process smoother:
Wear easy-off shoes (you’ll be taking them off a lot!)
Pack a light snack and water—especially on multi-stop tours
Bring your phone for notes and photos
Dress in layers—Toronto weather can flip fast, and so can indoor temps
Charge your phone beforehand—you’ll want a full battery for maps, notes, and photos
Let’s Make the Most of Your Time
Our goal? To make every showing count. Touring with us means getting expert insights, clear feedback, and the confidence to know whether a home is right—or not worth the second look. We want you to walk away from a day of showings feeling informed and empowered, not overwhelmed.
We treat your time like it’s our own, and we bring the same energy whether you’re seeing your first place or your forever home.
Choosing a neighbourhood is more important than choosing a house.
Sounds bold, but we mean it. You can renovate a kitchen—changing your neighbours, commute, or school zone? Not so easy.
That’s why our approach to neighbourhood matchmaking is part art, part algorithm, and entirely personal. Here’s how we help Toronto buyers zero in on a community that fits like a glove.
Step 1: Discover Your Lifestyle Profile
Toronto isn’t a one-size-fits-all city. It’s a mosaic of micro‑neighbourhoods, each with its own rhythm. So we start with the big question:
Who are you—and what kind of daily life do you want?
Some common profiles:
Family-focused: You’re after schools, playgrounds, and quiet streets. Think Leaside, The Beaches, or Leslieville.
Urban professionals: You want transit, restaurants, and culture at your doorstep. King West, Liberty Village, or the Annex might be your match.
Creative & social: You crave character homes, indie coffee, and a local art scene. Hello, Cabbagetown, Ossington, or Roncesvalles.
We talk about lifestyle first so that budget and bedrooms don’t blindside what really matters: how you want to live.
Step 2: Set Your Priorities (And Rank Them!)
Everyone says “location matters,” but what in the location actually matters to you?
We guide you through a priority ladder:
Transit & commute: Do you need a short subway ride to work—or will you be working from home with the occasional GO train?
Schools & parks: If you have kids (or plan to), we’ll walk you through top-performing school zones and family-friendly pockets.
Culture & community: Love farmer’s markets? Prefer quiet, tree-lined streets? Crave restaurant row? We take it all into account.
No one neighbourhood wins on everything. But by identifying your top 2–3 must-haves, we can narrow the field.
Step 3: Match Housing Type to Budget
Let’s talk real estate realities. Toronto’s housing inventory is diverse—but so are the price tags.
Condos & Lofts: Most common in Liberty Village, Downtown Core, or along the waterfront.
Semis & Townhomes: You’ll find these sprinkled through Leslieville, Dufferin Grove, and Danforth East.
Detached & Luxury: If character homes or top-tier finishes are on your list, think Forest Hill, The Annex, or Rosedale.
Real Life Situation: A first-time buyer looking for a modern 1-bed near nightlife might land in Liberty Village. A growing family? They may stretch to East York or Davisville for more space and schools.
Step 4: Future-Proof Your Move
Real estate isn’t just about today. It’s also about where a neighbourhood is heading. We help you evaluate:
Upcoming infrastructure: Like the Ontario Line or new transit hubs.
Local development plans: Is that quiet street about to get a new condo tower?
Resale & rental outlook: Are you planting roots—or thinking investment?
By factoring in long-term trajectory, we match you with neighbourhoods that make sense today and tomorrow.
Real Clients, Real Matches
Here’s how it plays out in real life:
Alex & Priya were busy professionals who wanted walkability, nightlife, and a short commute. We placed them in a 1+den in Liberty Village—close to restaurants, the GO station, and their spin studio.
The Bains family had a toddler and another on the way. School rankings and parks were non-negotiable. After a few tours, Leaside won out for its kid-friendly vibe, top public schools, and backyard potential.
Margaret, an empty-nester downsizing from North York, wanted charm, character, and a strong sense of community. She’s now happily settled in a Victorian in Cabbagetown, within walking distance of Riverdale Farm.
How Our Matchmaking Works
Here’s our typical process:
Discovery Call– You tell us your lifestyle, goals, and wishlist.
Neighbourhood Shortlist – We build a curated list based on our deep Toronto knowledge.
Tour Time – We show you homes and hoods side-by-side.
Refine & Decide – We adjust based on what feels right in person.
It’s not just about real estate. It’s about real life.
Let’s Find Your Fit
The right home starts with the right neighbourhood. We’ll help you explore, compare, and commit with confidence.
Your next chapter starts with a map—and we know it by heart.
Getting a mortgage might not be the most exciting part of buying a home in Toronto—but it is one of the most important. A solid mortgage plan gives you clarity, confidence, and a serious leg up when it’s time to make an offer.
At Toronto Livings, we make sure our buyers don’t go in blind. That means connecting you early with trusted mortgage professionals, mapping out a realistic budget, locking in your pre-approval, and exploring all financing options that might be available to you. Here’s how the process works, and how we help every step of the way.
Why Mortgage Prep Comes Before the House Hunt
In Toronto’s competitive market, sellers want to know you’re serious—and that starts with having a pre-approval in hand. Beyond that, knowing what you can really afford (versus what a lender might approve you for) protects you from overextending and sets you up for long-term success.
It also helps narrow your home search from the start. With a clear understanding of your budget, you can focus your energy on properties that are actually within reach—saving time, emotional energy, and potential disappointment.
Step 1 – Get Connected with a Mortgage Pro
What We Do for Our Clients
We work with a network of experienced mortgage brokers and bank reps who know the ins and outs of the Toronto market. Once we understand your goals, we’ll refer you to a pro who can walk you through options tailored to your financial picture.
Our job doesn’t end at the introduction. We stay in touch with both you and your mortgage advisor throughout the process to make sure everything stays aligned with your purchase timeline.
Mortgage Broker vs. Bank: What’s the Difference?
Mortgage brokers shop your application across multiple lenders, including banks, credit unions, and private lenders. That often means better flexibility or terms. Bank mortgage specialists, on the other hand, work with a single institution—which can be convenient if you already bank there. We’ll help you weigh which is the better fit.
Sometimes, our buyers will get pre-approvals from both—just to compare their options and feel confident in their decision.
Step 2 – Know Your Real Budget
Affordability Isn’t Just the Pre-Approval Number
Just because you’re approved for $850,000 doesn’t mean you should spend it. Lenders use ratios like GDS (Gross Debt Service) and TDS (Total Debt Service) to set thresholds, but lifestyle factors matter too. If you’re juggling daycare, car payments, or freelance income, your “real” comfort zone might look different.
We always ask our buyers: What monthly payment feels comfortable? Then we reverse-engineer your price range based on that number—not just the maximum approval.
Factor in Closing Costs and Hidden Expenses
Don’t forget the one-time costs: Toronto’s double land transfer tax, legal fees, title insurance, home inspection, moving expenses… it adds up quickly. We’ll help you estimate these ahead of time so you’re not caught off guard.
Depending on your situation, you might also want to budget for:
CMHC insurance premiums (if putting down less than 20%)
Condo reserve contributions
Immediate renos or furniture purchases
Having a cushion for these extras can make your first year of homeownership far less stressful.
Step 3 – Lock In Your Pre-Approval
What You’ll Need to Provide
Getting pre-approved usually takes a few days, provided you have your docs ready. Here’s a checklist of what most mortgage brokers or lenders will ask for:
Identification
Government-issued photo ID (driver’s license, passport, etc.)
Proof of Income
Recent pay stubs (usually the last two)
A current employment letter stating salary, role, and duration of employment
If self-employed: last 2 years of Notices of Assessment, T1 Generals, and business financials
Proof of Down Payment
Bank statements showing savings
Gift letter if funds are coming from a family member
Investment or RRSP account statements if applicable
Credit Information
Authorization for the lender to pull your credit score
Details of any outstanding loans, credit cards, or lines of credit
Monthly Obligations
Documentation for car loans, student loans, or other recurring debts
Child support or alimony obligations (if applicable)
Gathering these in advance makes your mortgage application smoother—and shows sellers you’re serious.
What a Pre-Approval Actually Means
A pre-approval confirms how much you’re eligible to borrow and can lock in an interest rate for 90–120 days. It isn’t a final approval—but it shows sellers you’re ready to go. And that can make the difference in a multiple-offer situation.
It’s also an excellent gut-check. If the numbers feel tight, we can step back and revisit your strategy before you fall in love with a property that pushes your limits.
Step 4 – Explore Your Financing Options
Insured vs. Uninsured Mortgages
If your down payment is under 20%, your mortgage will need to be insured (usually through CMHC), which adds a premium but allows for lower upfront costs. If you have 20% or more, you avoid the insurance fee—and often get access to better terms.
Each path has pros and cons. We’ll walk you through both so you can decide what works best for your long-term plans.
First-Time Buyer Incentives
If you’re a first-time buyer, don’t overlook programs like the RRSP Home Buyers’ Plan or the First-Time Home Buyer Incentive. These can help stretch your budget, but they come with fine print—we’ll help you understand it.
We’ll also flag less-talked-about programs like land transfer tax rebates and municipal grants when they apply.
What If You’re Buying Before Selling?
If you’re purchasing a new home before your current one sells, you may need bridge financing or a home equity line of credit (HELOC) to make the gap work. We’ll help coordinate with your mortgage pro to keep everything aligned.
Timing matters here—and we’ll build a game plan so you don’t end up juggling two mortgages longer than needed.
How We Make This Easy
We Do the Legwork
From intro calls to follow-ups, we keep you on track and informed. Our goal is to make mortgage prep feel less like a chore and more like a strategic move—because that’s exactly what it is.
We also translate the mortgage lingo, break down the numbers, and advocate for you every step of the way.
Real Buyer Story
Mark once worked with a couple looking in midtown. By connecting them with a mortgage broker early, they discovered a lender willing to count variable freelance income. That pre-approval let us move fast on a listing they loved—and they landed it without overbidding.
They later told us that without that early prep, they probably would’ve hesitated and missed out.
Ready to Get Started?
Mortgage prep isn’t just a checkbox—it’s your foundation. If you’re thinking of buying, let’s talk strategy. We’ll connect you with trusted pros, map out your next steps, and get you ready to buy better. Send us a message below!
Looking for more than just a place to live? At Sloane by Fitzrovia, the amenity lineup reads more like a boutique resort than a typical Toronto rental. Nestled just steps from Yorkdale Mall, this purpose-built rental is redefining what renters can (and should) expect from their living experience.
Let’s take a closer look at what life inside Sloane really offers—from poolside lounges and co-working studios to on-site childcare and doggy spas.
Check out a tour we took of the amenity space in the south tower:
Hotel-Level Social & Wellness Spaces
LIDO Infinity Pool & STOA Rooftop Terrace Yes, there’s a rooftop infinity pool—and yes, it’s heated. Whether you’re cooling off in the LIDO pool or lounging with a cocktail on the STOA terrace, the rooftop vibe here is more Miami than Midtown. Cabanas, fire pits, and stunning skyline views make it a go-to spot year-round.
Sloane West and East Tower Terrace and Pool
Private Sauna, Steam & Cold Plunge Wellness isn’t just a buzzword at Sloane—it’s embedded into the building’s design. The spa zone features a private steam room, rinse shower, and cold plunge tub, offering a spa-calibre retreat just an elevator ride away.
Sloane West and East Tower Cold Plunge
REEL Theatre, Karaoke Room & Bowling Alley Residents can host movie nights in the REEL screening room (complete with surround sound), belt out classics in the karaoke lounge, or lace up for strikes at the boutique-style bowling alley. It’s like your own private entertainment district.
Sloane West and East Tower Bowling Alley
Fitness & Sports-Grade Facilities
The Temple Fitness Centre Forget the tiny condo gym. “The Temple” is a full-scale, commercial-grade fitness hub curated by Pure Fitness. With Hammer Strength equipment, a dedicated spin studio, and serene yoga space, this gym caters to both hard-core athletes and weekend warriors.
Sloane West and East Tower Gym
Basketball Court & Sport Simulators If shooting hoops is more your speed, the Raptors-inspired court will be your new happy place. Add to that the interactive sports simulators—golf, soccer, baseball, and more—and you’ve got year-round training without ever leaving the building.
Sloane West and East Tower Basketball Court
Family & Pet‑Friendly Features
Bloomsbury Academy On-Site Finding a rental with childcare is rare. Finding one with a private Montessori program for kids aged 18 months to 6 years? That’s next level. Parents can drop off their children at Bloomsbury Academy and be back in their suite before their coffee cools.
Adventure Zone Playroom Designed with whimsy and wonder, the Adventure Zone gives kids space to explore safely. Think colourful murals, imaginative structures, and soft flooring for worry-free fun.
Sloane East and West Tour Adventure Zone
Beauty for the Beast Pet Spa Sloane doesn’t forget its furry residents. The on-site pet spa offers grooming stations and bathing areas perfect for pampering your pup after a muddy park day.
Private Dog Run Ideal for quick relief breaks or leash-free zoomies, the enclosed dog run is a thoughtful touch that simplifies daily life for pet owners.
Smart, Convenient Everyday Spaces
Co‑Working & Business Lounge With flexible work here to stay, Sloane offers spacious co-working areas that rival any downtown office. Outfitted with ergonomic furniture, private meeting rooms, and high-speed Wi-Fi, these spaces support your hustle—without a commute.
Cleveland Clinic Virtual Healthcare When health concerns arise, residents can instantly connect with licensed professionals through a trusted provider. Whether it’s a cold or a consultation, Cleveland Clinic Canada’s virtual care means expert advice is just a click away.
Amenity Kitchen & 10 DEAN Café-Bar Want to host a dinner party or casual wine night? The fully equipped amenity kitchen is ideal for group meals and celebrations. Or head to 10 DEAN, the in-house café-bar, for craft coffee by day and cocktails by night. It’s a social hub without ever needing to leave the lobby.
Sloane West and East Tower Club House
Everyday Residential Perks
24/7 Concierge, Keyless Entry & Parcel Lockers You’re never left waiting. The full-time concierge team handles everything from guest check-ins to dry cleaning pickups. Keyless entry adds extra security, while smart lockers ensure packages arrive safely—even when you’re not home.
Fast, Free Wi‑Fi Unlike other buildings that offer Wi-Fi as a paid add-on, Sloane includes Rogers-powered connectivity for free—everywhere. Stream, work, or scroll effortlessly in your suite or common areas, with coverage locked in for the next 10 years.
Parking, EV Charging & Maintenance On Call The underground garage includes electric vehicle chargers, ample bike storage, and rapid maintenance services. Whether it’s a leaky faucet or light bulb burnout, the on-site maintenance team handles it before it becomes a headache.
Inside the Suites
Open-concept layouts with engineered flooring and natural light
Kitchens featuring quartz countertops, undermount sinks, and stainless-steel appliances
In-suite washer/dryer setups
Smart home upgrades like Ecobee thermostats
Floor-to-ceiling windows and options for balconies with city views
Additionally, suites are available with accessibility in mind—including barrier-free bathrooms, lowered counters, and Shabbat-friendly layouts with keyless Sabbath mode.
Sloane West and East Tour Unit Example
Community, Culture & Connection
Programming & Events From fitness bootcamps and movie nights to wine tastings and DIY workshops, Fitzrovia curates regular resident events to build connection.
Brand Partnerships Fitzrovia is proudly partnered with the Toronto Raptors and Blue Jays, which translates into exclusive perks, giveaways, and surprise appearances for tenants.
Neighbourhood Perks Being next door to Yorkdale Mall means access to 270+ shops, restaurants, and the TTC. Running errands or grabbing dinner is effortless when everything you need is steps away.
Final Thoughts
Toronto’s rental market is evolving—and Sloane by Fitzrovia is at the forefront. With lifestyle-driven amenities, family- and pet-friendly features, and one of the strongest community vibes in the city, Sloane goes far beyond your typical rental.
It’s not just about where you live. It’s about how you live. Drop us a message below if you’d like to book a private tour!
In a city where family-friendly rentals can be hard to come by, Sloane by Fitzrovia stands out as a breath of fresh air. Purpose-built with livability at the forefront, Sloane offers more than just units—it provides well-thought-out homes for families of all sizes.
Sloane WestEast Tower Berkeley Collection Suite
The building features a variety of layouts, including two- and three-bedroom suites as well as family-sized townhomes. Many floorplans are accessibility-forward, with wider doorways and barrier-free bathrooms, and select units also offer Shabbat-friendly designs—a rare and thoughtful touch that speaks volumes about the developer’s inclusive mindset.
Sloane WestEast Tower Berkeley Collection Suite
Kids’ Amenities That Go Beyond the Basics
Forget the usual token playroom. At Sloane, the kids’ amenities are bold, imaginative, and built for real use. The Adventure Zone features a custom-built dinosaur structure that turns everyday play into an indoor expedition. There’s also a dedicated kids’ room designed for downtime, crafts, or quiet reading.
Sloane South Tower Kids Room
Outside, families will find a private playground and a basketball court—offering spaces for movement, connection, and good old-fashioned fun. It’s everything you wish your childhood building had.
Sloane West and East Tower Basketball Court
Childcare Without the Commute
One of Sloane’s standout features for parents is Bloomsbury Academy—a Montessori-inspired daycare located right within the building. Serving children aged 18 months to six years, the academy emphasizes early learning through exploration, all just an elevator ride away.
For working parents, this means no more frantic morning drop-offs or long end-of-day pickups. It’s a luxury that feels like a necessity once you have it.
Family Wellness & Peace of Mind
Health and safety are part of the lifestyle at Sloane. The building includes a pool, yoga and fitness studios, a sauna, and even a virtual healthcare partnership with the Cleveland Clinic.
Sloane West and East Tower Terrace and Pool
Add to that a 24/7 concierge, secure building access, and maintenance handled in-house, and you’ve got the kind of peace of mind that makes raising a family just a little less stressful.
Location that Works for the Whole Family
Sloane is steps from Yorkdale Mall and TTC’s Yorkdale Station, putting shopping, dining, and downtown commutes within easy reach. Highway 401 access is minutes away, ideal for weekend getaways or family road trips.
Nearby green spaces include Downsview Park, Ranee Park, and Viewmount Park, offering plenty of outdoor recreation. Several schools and daycare centres are also in close proximity, giving families options as kids grow.
More Than Just a Home—A Community
Beyond the walls of individual units, Sloane fosters a genuine sense of community. The co-working lounge offers a professional space for parents to stay productive, while the party room and shared lounges make hosting birthdays or family events a breeze.
These aren’t just amenities—they’re social infrastructure, built to bring people together.
Sloane By Fitzrovia
Final Thoughts: Renting Reimagined for Families
In a market where renting often feels like a compromise, Sloane flips the script. With its spacious homes, kid-forward features, onsite daycare, and premium lifestyle perks, it offers the kind of family living that renters in Toronto rarely find.
For families looking to rent without settling, Sloane by Fitzrovia isn’t just an option—it’s the standard. Interested in seeing it for yourself? Drop us a comment below, and we’ll set up a time to explore what family living can really look like.
