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A bright entry hall and staircase in a Toronto home

Buy better

Buy the home you want, without overpaying for it.

Since 2007, we’ve helped buyers find, judge and negotiate some of Toronto’s most sought-after houses and condos.

Buying a house

The right house, on the right street.

We know what goes wrong in Toronto’s older homes, what it takes to fix it, and what a one-of-a-kind house is really worth.

Buying a condo

The right building, and the right suite.

We’ve been inside hundreds of Toronto’s condo buildings. We know which ones to move fast on, and which to walk away from.

Where buyers lose money

Most buyers overpay in one of three ways.

We cover all three before you make an offer.

A red brick house with black trim and a Japanese maple in the front garden
01

On the price.

Paying above what comparable sales support. One-of-a-kind homes have few true comparables, so the asking price is often a guess.

How we price a home
An older red brick house on a Toronto street
02

On what they didn’t see.

Old wiring, a wet basement, a building with a weak reserve fund. Problems that cost more once you own them.

What we look for in a house
Downtown Toronto condo towers seen from a high balcony
03

Every month after.

Taxes, fees, insurance and upkeep that were never part of the plan, and add up year after year.

The true cost of ownership
Mark Savel, Sales Representative, Toronto Livings

Why us

Judgment you can lean on.

Since 2007, we’ve represented more than 500 buyers, from family homes in Forest Hill to downtown penthouses and one-of-a-kind lofts. We know how these homes are priced, what goes wrong with them, and how to negotiate when it matters most.

2007Helping buyers since
500+Buyers represented

“He shared his expertise without ever pressuring or influencing our decisions.”

Raffaele, bought a home · More reviews

The plan

Four standards with every purchase.

Whether it’s a house or a condo, every buyer we work with gets all four.

01

A private strategy session

We learn what matters to you, your timing and how you’ll finance it, then build the plan to get you there.

Book yours
02

The true cost of ownership

What it costs to buy, including land transfer tax and closing costs, and what you’ll spend each month once you own it.

See the monthly costs
03

First to know

A search that watches the MLS® around the clock, plus a personal note from us when a home is worth a closer look.

04

The 150-point plan

The system we follow on every purchase, so nothing is missed and you always know what’s next, from our first meeting to the keys.

The true cost of ownership

What will it really cost each month?

The price is only the start. Our monthly cost calculator adds up the mortgage, property tax, condo fees, insurance and upkeep, so you can compare homes on what they’ll cost to own.

Closing cost calculator   Land transfer tax calculator

Your monthly cost of ownership Mortgage payment Property tax Condo fees Home insurance Utilities and upkeep Try it with your numbers

Buyer stories

How it plays out.

The kinds of situations we handle every week.

A brick semi-detached house in midtown

The wiring behind the walls

Our buyers loved a 1940s semi with an offer date three days away. We spotted signs of original wiring at the first showing, had an electrician price the work before the offer date, and built that cost into the offer.

How it ended

They bought it with the rewiring priced in, not discovered after closing.

A bright condo with floor-to-ceiling windows

The penthouse that wasn’t the best buy

Our buyers had their hearts set on a penthouse in a well-known building. The status certificate showed a reserve fund well behind its plan. We compared three similar buildings nearby.

How it ended

They bought a full-floor suite a few blocks away, in a stronger building with lower fees.

A hard loft with a steel staircase

Pricing the one-of-a-kind

A rare hard loft, with no recent sales in the building to compare. We priced it from sales in similar converted buildings, adjusted for ceiling height and outdoor space, and negotiated on terms as well as price.

How it ended

They bought below the asking price, with the closing date they needed.

Not ready to talk yet

10 questions to ask before you offer on a Toronto home.

The questions we work through with every buyer, for houses and condos. Free, by email.

Get the checklist

Let’s talk

Start with a private strategy session.

Tell us a little about your move, and we’ll be in touch to set up a time.

  • Your plans stay private: no posts, no signs.
  • Your search can start right away, so you’re first to know.
  • No pressure, and no obligation.
Mark Savel
Mark SavelSales Representative
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We’ll only use your details to plan your session and your search.