Buying a house in Toronto
Toronto’s best houses rarely come up, and no two are alike. We help you find the right one, see it clearly, and pay what it’s really worth.
Where house buyers overpay
We cover all three before you make an offer.
Paying above what similar houses on the same streets actually sold for, adjusted for the lot and the house.
See what houses sold for
A beautiful house on the wrong block, or in a school area, traffic pattern or zoning that doesn’t fit your plans.
Our neighbourhood guides
Old systems and past repairs that change what the house will really cost you once you own it.
What we look forThe price
Asking prices are a strategy. Sold prices show what the market will really pay, and we use them on every offer.
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Detached, 4 bedroomsCasa LomaSold September 2026 · 9 days on marketSign in to see
Semi-detached, 3 bedroomsThe AnnexSold September 2026 · 6 days on marketSign in to see
Detached, 5 bedroomsForest Hill SouthSold August 2026 · 21 days on marketSign in to see
Detached, 4 bedroomsWychwoodSold August 2026 · 12 days on marketSign in to seeThe street
Streets, housing, schools and parks in Casa Loma, Forest Hill South, the Annex and more.
Grand early-1900s homes on the escarpment, steps from the castle and Spadina.
Architect-designed homes, leafy streets and some of the city’s best-known schools.
Victorian and Annex-style homes on leafy streets, steps from Bloor and U of T.
The house
Older Toronto houses have character, and history. At every showing we point out what we see, explain what it means, and give you a sense of the work involved. It’s an experienced second look alongside a professional home inspection, never instead of one.
Cracks, staining, fresh patching, poor grading.
Original knob-and-tube or an older, undersized panel.
Galvanized or older pipes, and the lead pipe from the street.
Age, ventilation, insulation and signs of moisture.
Older furnaces and boilers, and what they cost to run.
Work with no permit on record, and fixes that hide problems.
The plan
The same four standards every buyer gets, applied to buying a house. How we work with every buyer
The neighbourhoods, schools and streets that fit, and how much work you’re willing to take on.
Purchase costs, monthly costs, and realistic repair costs for the house you’re considering.
New houses in your neighbourhoods the moment they’re listed, with our notes on each one.
Inspections, offer night and closing, all tracked so nothing is missed.
“He WILL notice what others don’t.”
Rene M., bought a house · More reviews
Buyer stories
The kinds of situations we handle every week.
A one-of-a-kind house with an ambitious asking price and no recent sales on the street. We built the value from sales on nearby streets, adjusted for the lot and condition, and shared our view in writing.
Our buyers bought it well below the asking price, confident in what they paid.
Five offers expected on a house our buyers loved. We inspected before the offer date, learned the sellers needed a long closing, and built the offer around it.
Their offer won without being the highest.
Our buyers loved a 1940s semi with an offer date three days away. We spotted signs of original wiring at the first showing and had an electrician price the work before the offer date.
They bought it with the rewiring priced in, not discovered after closing.
Questions
We look wider: sales on nearby streets, similar lots and similar houses, then adjust for condition and renovations. You get our view in writing before you offer.
Often, yes. When sellers won’t accept an inspection condition, an inspection beforehand is the safest way to bid with confidence.
Terms matter as much as price: closing date, deposit and conditions. We learn what the sellers need and build the offer around it, with a walk-away number agreed first.
Changes to protected features usually need City approval. We find out what applies before you offer.
Yes. Toronto buyers pay Ontario’s land transfer tax and the City of Toronto’s municipal land transfer tax, both due on closing. First-time buyers may qualify for a rebate on each. Our land transfer tax calculator works out both.
Usually a few hundred dollars, more for a larger or older house, or when you add a sewer camera, thermal imaging or other specialist checks. On an older house it is money well spent, and we can recommend inspectors we trust.
Finding the right house takes as long as it takes. Once your offer is accepted, closing is usually 30 to 90 days later, set in the offer to suit you and the seller.
Let’s talk
Tell us about the houses and streets you’re considering. We’ll tell you how we’d find the right one, and what it’s really worth.
Find your next home.
Popular: The Annex · Leslieville · Forest Hill · Browse on a map
Our rental buildings: Parker · Sloane · Elm-Ledbury · Browse rentals on a map
