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Mark Savel

As a lifelong resident of the city, home has always been in midtown Toronto. In creating TorontoLivings, I wanted a place to share my experiences in the city, to educate our clients on the ever-changing market, and show people a side of the City that most don’t see every day.

Dog Fountain

The Best Downtown Toronto Dog Parks for Condo Dwellers (and Their Lucky Pups)

By Advice For Buyers

Life with a Dog in a Downtown Toronto Condo

Living in a Toronto condo comes with perks—walkable neighbourhoods, skyline views, and unbeatable convenience. But for dog owners, space can be tight. That’s where the city’s growing collection of downtown dog parks steps in to save the day.

These green spaces give pups room to roam, sniff, and socialize—off-leash and out in the fresh air. Whether you’re working with a balcony-sized backyard or just looking to avoid hallway accidents, here’s where condo owners (and their four-legged sidekicks) can go to stretch those legs.

Waterworks Dog Park – Urban Heritage Meets Canine Convenience

Dog Park at Waterworks
Dog Park at Waterworks

Where it is

505 Richmond St. W., beside the Waterworks Residences in King West.

What makes it special

The Waterworks Dog Run is a fenced turf oasis with a striking industrial backdrop. Clean, safe, and easy to access, it’s ideal for condo dwellers who want a no-fuss place to let their dog off-leash. The best part? You’re steps from the Waterworks Food Hall, the Ace Hotel, and a full YMCA—so you can tag on errands (or brunch) with ease.

Berczy Park – Toronto’s Most Instagrammable Dog Park

Berczy Dog Park

Where it is

Wellington & Scott St., in the heart of the St. Lawrence Market district.

What makes it special

No full off-leash zone here, but Berczy Park is still a favourite for dog lovers. Its whimsical centrepiece—a fountain with 27 bronze dog statues and one sly cat—makes for great photo ops. There’s a doggie drinking trough, mature trees for shade, and a calm, well-landscaped vibe. Ideal for mellow strolls or puppy meetups.

More Dog Parks Worth Sniffing Out

Clarence Square Park

  • Location: Front & Spadina
  • Why it works: Fully fenced with a pea-gravel base (a lifesaver on rainy days), and two fountains for thirsty pups. It’s smaller, quieter, and great for dogs who get overwhelmed in big crowds.

David Crombie Park

  • Location: The Esplanade near Berkeley St.
  • Why it’s unique: A fenced zone nestled in a residential pocket. It features playful murals and plenty of shade. It’s often less busy than bigger parks, but still social.

Allan Gardens

  • Location: Carlton & Jarvis
  • Unique perks: Fully enclosed with a double-gate entry—great for leash transitions. Surrounded by historic architecture and trees, it’s a peaceful escape in the heart of the city.

Grange Park

  • Location: Beside the AGO, near Beverley & Dundas
  • Stand-out feature: A tidy urban park with an off-leash area, modern benches, and plenty of nearby attractions. Great for art lovers and leash-friendly pups.

St. Andrew’s Playground

  • Location: Adelaide & Brant
  • Best for: Quick potty breaks or post-lunch fetch sessions. Small fenced section with a water fountain. Very walkable for condo residents near the Fashion District.

Ramsden Park

  • Location: Yonge & Pears (just north of Rosedale subway)
  • Perks: After a major renovation, Ramsden is now a destination park. You’ll find large green spaces, a fresh off-leash zone, and community energy that makes weekend mornings feel like a block party—for dogs.

Tips for Downtown Dog Owners

When to Go

  • Try early mornings or evenings to dodge crowds.
  • Avoid peak hours if your pup is shy or reactive.

What to Bring

  • Water bottle, poop bags, towel for muddy paws.
  • Treats and leash in case you’re near a non-designated area.

Urban Dog Etiquette

  • Scoop the poop. Always.
  • Check signage—some parks change rules seasonally.
  • Be aware of dogs in shared condo elevators, hallways, and lobbies.

Pro Tip

Join a local dog group for updates, meetups, and emergency petsitting backups.

Final Woof

Just because you live in a condo doesn’t mean your dog has to sacrifice playtime, fresh air, or fun. Toronto’s downtown dog park scene is thriving—and full of hidden gems for sniffing, socializing, and even Instagramming.

Take the scenic route home tonight. Your dog will thank you.

One Bloor West by Tridel

Tridel Takes Over The One – What’s Next for Toronto’s Tallest Condo?

By Advice For Buyers, Toronto

The Saga of The One: A Quick Recap

Once envisioned as a skyline-defining supertower, The One at 1 Bloor West has had anything but a smooth journey. First launched by Mizrahi Developments, the 85-storey skyscraper was pitched as Canada’s tallest residential building—a bold blend of engineering ambition and luxury living. But behind the glass and steel façade was a tangle of delays, financial missteps, and court filings.

As of early 2025, the project had stalled under the weight of creditor protection and management uncertainty. Buyers were left waiting, investors wary, and the site—though towering—was unfinished.

One Bloor West by Tridel
One Bloor West by Tridel

Enter Tridel – A Trusted Name in Toronto Real Estate

Now, the tide is turning. As of May 1, 2025, Tridel has officially taken the reins. The court-appointed monitor, Alvarez & Marsal, selected Tridel to act as development manager, construction lead, and sales partner for The One, replacing Mizrahi and its contractors.

For many, this news came as a relief. Tridel isn’t just another builder—they’re a Toronto institution. With 90,000 homes delivered over 90 years, their track record brings a much-needed sense of stability to a project that desperately needed it.

Through its affiliated firms (Deltera and Del Realty), Tridel is now steering the ship toward completion—with eyes set on restoring trust and momentum.

One Bloor West by Tridel
One Bloor West by Tridel

Construction, Sales, and the Road Ahead

So where do things stand now?

Construction-wise, The One has made significant progress. The concrete structure has reached the 81st floor, and the iconic curtain wall has climbed to level 58. The building will top out at 85 storeys (approximately 308.6 metres), making it the tallest residential tower in Canada.

Tridel is aiming for substantial completion by late 2026, with occupancy projected for early 2028.

Notably, the suite count has been revised once again. From an initial 415 to 503 under the receiver—and now to 476 units—Tridel is reworking layouts to reflect modern buyer expectations without compromising luxury.

And what about the luxury Andaz hotel that was supposed to anchor the lower floors? That deal is off. Tridel and its leasing partner JLL are actively courting new hotel and retail operators to fill the space, ensuring the tower lives up to its mixed-use promise.

What Tridel’s Takeover Means for Buyers

One of the biggest hurdles with The One was buyer confidence. With Mizrahi’s insolvency came fears around delivery, quality, and warranty coverage. Tridel’s takeover changes that.

Because Tridel is now managing the sales program under its Del Realty arm, suites at The One are once again eligible for Tarion warranty protection—a critical factor for cautious buyers.

For those watching from the sidelines, this move signals a return to credibility. The drama may have hurt the brand, but with Tridel at the helm, interest is already picking up.

Buyers who once walked away are circling back. Agents are talking. And if construction continues on schedule, 1 Bloor West might still become the landmark it was meant to be.

Buy Better with Our Team if you’re considering a unit in this revitalized tower—we’re tracking every twist and turn so our clients don’t have to.

One Bloor West by Tridel

Will The One Finally Live Up to the Hype?

While the story isn’t over, the narrative has definitely shifted. The excitement around Tridel’s takeover is more than just relief—it’s renewed hope.

Of course, big questions remain. Who will fill the retail and hotel space? Will ultra-luxury buyers return in force amid market softness? Can Tridel balance visionary architecture with practical delivery?

Time will tell. But for now, optimism is back on the menu—and The One is no longer a question mark, but a comeback story in progress.

Thinking about purchasing a unit at The One? Contact us or send us a message below to learn more about current availability and how we can help you navigate this exciting opportunity.

Moving a young couple

What Happens on Closing Day? A Guide for Toronto Real Estate Buyers

By Advice For Buyers

Why Closing Day Matters

For buyers in Toronto, closing day isn’t just the day you get your keys—it’s the official transfer of ownership, money, and responsibility. From final signatures to title registration, a lot happens behind the scenes. We’re here to make sure none of it feels overwhelming.

Coordinated Team Effort: Lawyers, Mortgage Brokers & More

Our job doesn’t end once the deal is signed. Long before closing day, we help align all parties involved:

  • Lawyers receive the Agreement of Purchase and Sale, your ID, and mortgage instructions so they can prepare legal documents.
  • Mortgage brokers ensure your financing is locked in, and funds are ready to be wired or drafted.
  • Insurance providers issue home insurance and, if required, title insurance.

We make sure everyone—from your lender to your lawyer—is speaking the same language and working on the same timeline.

Buyer Prep: What You’ll Need Before Closing Day

We walk our buyers through a pre-closing checklist to avoid last-minute scrambles:

  • Schedule a final walk-through to confirm the property is in agreed-upon condition
  • Arrange utilities transfer for water, gas, and electricity
  • Secure home insurance and send proof to your lawyer
  • Obtain a bank draft or arrange a wire transfer for your remaining down payment and closing costs

We also remind clients to keep ID handy and accessible, as lawyers will require two valid forms.

On Closing Day: How We Guide You

On the big day, your lawyer receives the funds from your lender and coordinates title transfer with the seller’s lawyer. Once that’s done, title is officially registered in your name.

Behind the scenes, we’re checking in with your lawyer and mortgage broker throughout the day to confirm:

  • Money is transferred and received
  • Title is registered with no red flags
  • Keys are released for pickup (usually via lockbox or lawyer’s office)

If something goes sideways—delays, missing documents, wire issues—we’re the ones making the calls and pushing things forward.

Post-Closing Support: What Happens After You Get the Keys

After closing, we don’t disappear. Our post-closing support includes:

  • Key pickup help (especially for out-of-town buyers)
  • Advice on movers and elevator booking if it’s a condo
  • Homeownership checklist: Test appliances, check mail delivery, register warranties
  • 30-day check-in: If questions come up, we’re still in your corner

Why Our Process Makes a Difference

When buyers tell us closing day was “shockingly smooth,” we take it as the highest compliment. That’s the result of constant coordination, thoughtful reminders, and knowing who to call when things get bumpy.

Whether it’s your first home or your fifth, our team is committed to making sure you walk into your new place feeling confident—and not carrying chaos.

Buying a home in Toronto is complex. We just make it feel simple.

Offering a listening ear

Toronto Real Estate Offer Strategy: How Our Buyers Stay One Step Ahead

By Advice For Buyers

Why Preparation Wins in Toronto Real Estate

In Toronto’s ever-evolving market, winning an offer isn’t always about throwing down the biggest number. It’s about knowing the playing field — and showing up ready. That’s where we come in. From the first discovery call to offer night, we prep our buyers to write strong, thoughtful offers that give them the edge — whether the home’s been on the market five days or five months.

Getting the Numbers Right: Price Strategy

Coming up with the right offer price is both an art and a science. We help our buyers:

  • Analyze comparable sales (not just list prices)
  • Understand the seller’s motivation (vacant, tenanted, power of sale, etc.)
  • Distinguish between market value and emotional value

Sometimes, winning means going over asking. Other times, it means standing firm with confidence. Like that time our client landed a downtown condo under asking — because we knew it was overpriced and sat on the market too long. Right data, right result.

The Deposit: Show You’re Serious

A solid deposit sends a message: you’re committed. In Toronto, that usually means 5% of the purchase price, delivered within 24 hours of acceptance (or with the offer, in competitive cases).

We advise our buyers to:

  • Have certified funds or a bank draft ready
  • Know the seller’s expectations in advance
  • Be prepared to act fast — speed matters

Planning to offer on a weekend? Line up the deposit before Friday.

Learn More: Mortgage Prep 101

Conditions That Protect You

Conditions aren’t just fine print — they’re your safety net. We help tailor each offer to balance protection and appeal. Here are some we commonly include:

Closing Dates That Work for Everyone

What’s the right closing date? The one that works for both sides.

We coordinate:

  • Your ideal move-in timeline
  • The seller’s needs (e.g., buying another property)
  • Any bridge financing or sale of your current home

A little flexibility can go a long way — especially if you’re up against another offer with rigid terms.

Smart Clauses You’ll Want in Your Offer

Beyond price and conditions, we use protective clauses to avoid post-sale surprises. Examples include:

  • Inclusions and exclusions (e.g., washer/dryer stays; chandelier goes)
  • “As-is” clauses for older appliances
  • Vacant possession language when a property is tenanted
  • Representations and warranties on key features (roof, HVAC, etc.)

These clauses protect your future and keep everyone honest.

Final Prep: What to Have Ready Before Offer Night

Before we even draft your offer, we make sure you’ve got:

  • Pre-approval letter from your lender
  • Deposit funds in-hand (or in reach)
  • ID and legal contacts sorted
  • A clear sense of your maximum budget and emotional walkaway point

We prep not just the paperwork — but the mindset. Because sometimes, walking away is the power move.

Let’s Make Your Offer Stand Out

Every offer we write is customized to the property, the seller, and most importantly — you. Whether it’s your first home or your forever one, we’re here to make sure your offer is the one that gets the yes.

Thinking of buying? Let’s talk strategy — and make sure you’re ready when the right home hits the market.

Toronto Condos

No Time Wasters: Touring Toronto Real Estate the Smart Way

By Advice For Buyers

We Don’t Just Book Showings—We Curate Them

Every showing should bring you closer to the right home—not just burn another hour in traffic. That’s why our approach to touring is strategic from the jump. We don’t line up a dozen random listings just to fill a Saturday. Instead, we work backwards from your wishlist, your must-haves, and your budget to ensure each home we view is worth your time.

We also make sure the properties we tour are financially realistic. That means no homes $100K over budget “just to compare.” If it doesn’t make sense on paper, it won’t be on the schedule. Our buyers appreciate that we protect their energy and momentum. Especially in fast-moving markets, clarity is everything.

Curious how we tailor the whole experience? Here’s how we help you Buy Better.

Matching Listings to More Than Just a Price Point

Price is only part of the puzzle. We look beyond the numbers to find homes that match your lifestyle, needs, and future plans. That might mean:

  • A walkable neighbourhood near your office or daycare
  • Extra space for a growing family or home office
  • A building with solid financials and a healthy reserve fund

We combine your personal criteria with on-the-ground data to narrow down the best matches. That includes:

  • Reviewing neighbourhood sales activity
  • Flagging listings with strong potential or red flags
  • Applying insider insight from past showings, inspections, and renovations we’ve seen

Sometimes a property looks great online but tells a different story in person. Our job is to filter out the noise and surface the listings that check the right boxes. Think of us as your real estate matchmakers—we’re not swiping on just anything.

On Tour: What Our Showings Actually Look Like

Whether we’re walking through a detached home, a stacked town, or a downtown loft, our goal is the same: to get a clear, realistic sense of the property’s strengths and any possible dealbreakers. Touring condos comes with its own checklist—we look closely at the building’s condition, the amenities, hallway and elevator wear, and even the friendliness of front desk staff. We also review maintenance fees and ask key questions about what’s included.

When you tour with us, it’s not a passive walk-through. It’s a working session. We’ll be pointing out things like:

  • Sloping floors or wall cracks (signs of structural issues)
  • Electrical or plumbing inconsistencies
  • Whether renovations were likely done without permits
  • What to expect in terms of potential costs or maintenance

We aim to balance honest feedback with opportunity spotting. For example, we once toured a home where a wall had clearly been removed, but there were no permits filed with the city. That detail saved our client from a risky purchase—and that’s exactly the kind of diligence we bring to every tour.

On the flip side, we’ve also walked into overlooked listings that turned out to be diamonds in the rough. A place with dated finishes but good bones, or a listing that sat too long on the market due to poor staging. We help you see past surface-level distractions to uncover value.

Touring Like a Pro—How to Prepare

Touring multiple homes in a day? It can feel like a marathon. Here are some smart tips to make the process smoother:

  • Wear easy-off shoes (you’ll be taking them off a lot!)
  • Pack a light snack and water—especially on multi-stop tours
  • Bring your phone for notes and photos
  • Dress in layers—Toronto weather can flip fast, and so can indoor temps
  • Charge your phone beforehand—you’ll want a full battery for maps, notes, and photos

Let’s Make the Most of Your Time

Our goal? To make every showing count. Touring with us means getting expert insights, clear feedback, and the confidence to know whether a home is right—or not worth the second look. We want you to walk away from a day of showings feeling informed and empowered, not overwhelmed.

We treat your time like it’s our own, and we bring the same energy whether you’re seeing your first place or your forever home.

Ready to tour smarter? Sign up for market updates or send us a note below to start the process!

Aerial view of Seattle neighborhood, Washington, United States

Where Should You Live in Toronto? Our Neighbourhood Matching Process Explained

By Advice For Buyers

Choosing a neighbourhood is more important than choosing a house.

Sounds bold, but we mean it. You can renovate a kitchen—changing your neighbours, commute, or school zone? Not so easy.

That’s why our approach to neighbourhood matchmaking is part art, part algorithm, and entirely personal. Here’s how we help Toronto buyers zero in on a community that fits like a glove.

Step 1: Discover Your Lifestyle Profile

Toronto isn’t a one-size-fits-all city. It’s a mosaic of micro‑neighbourhoods, each with its own rhythm. So we start with the big question:

Who are you—and what kind of daily life do you want?

Some common profiles:

  • Family-focused: You’re after schools, playgrounds, and quiet streets. Think Leaside, The Beaches, or Leslieville.
  • Urban professionals: You want transit, restaurants, and culture at your doorstep. King West, Liberty Village, or the Annex might be your match.
  • Creative & social: You crave character homes, indie coffee, and a local art scene. Hello, Cabbagetown, Ossington, or Roncesvalles.

We talk about lifestyle first so that budget and bedrooms don’t blindside what really matters: how you want to live.

Step 2: Set Your Priorities (And Rank Them!)

Everyone says “location matters,” but what in the location actually matters to you?

We guide you through a priority ladder:

  • Transit & commute: Do you need a short subway ride to work—or will you be working from home with the occasional GO train?
  • Schools & parks: If you have kids (or plan to), we’ll walk you through top-performing school zones and family-friendly pockets.
  • Culture & community: Love farmer’s markets? Prefer quiet, tree-lined streets? Crave restaurant row? We take it all into account.

No one neighbourhood wins on everything. But by identifying your top 2–3 must-haves, we can narrow the field.

Step 3: Match Housing Type to Budget

Let’s talk real estate realities. Toronto’s housing inventory is diverse—but so are the price tags.

  • Condos & Lofts: Most common in Liberty Village, Downtown Core, or along the waterfront.
  • Semis & Townhomes: You’ll find these sprinkled through Leslieville, Dufferin Grove, and Danforth East.
  • Detached & Luxury: If character homes or top-tier finishes are on your list, think Forest Hill, The Annex, or Rosedale.

Real Life Situation: A first-time buyer looking for a modern 1-bed near nightlife might land in Liberty Village. A growing family? They may stretch to East York or Davisville for more space and schools.

Step 4: Future-Proof Your Move

Real estate isn’t just about today. It’s also about where a neighbourhood is heading. We help you evaluate:

  • Upcoming infrastructure: Like the Ontario Line or new transit hubs.
  • Local development plans: Is that quiet street about to get a new condo tower?
  • Resale & rental outlook: Are you planting roots—or thinking investment?

By factoring in long-term trajectory, we match you with neighbourhoods that make sense today and tomorrow.

Real Clients, Real Matches

Here’s how it plays out in real life:

  • Alex & Priya were busy professionals who wanted walkability, nightlife, and a short commute. We placed them in a 1+den in Liberty Village—close to restaurants, the GO station, and their spin studio.
  • The Bains family had a toddler and another on the way. School rankings and parks were non-negotiable. After a few tours, Leaside won out for its kid-friendly vibe, top public schools, and backyard potential.
  • Margaret, an empty-nester downsizing from North York, wanted charm, character, and a strong sense of community. She’s now happily settled in a Victorian in Cabbagetown, within walking distance of Riverdale Farm.

How Our Matchmaking Works

Here’s our typical process:

  1. Discovery Call – You tell us your lifestyle, goals, and wishlist.
  2. Neighbourhood Shortlist – We build a curated list based on our deep Toronto knowledge.
  3. Tour Time – We show you homes and hoods side-by-side.
  4. Refine & Decide – We adjust based on what feels right in person.

It’s not just about real estate. It’s about real life.

Let’s Find Your Fit

The right home starts with the right neighbourhood. We’ll help you explore, compare, and commit with confidence.

Your next chapter starts with a map—and we know it by heart.

Leave us a message below to get started

Interior of Condo

Planning to Buy in Toronto? Here’s How to Prepare for a Mortgage

By Advice For Buyers

Getting a mortgage might not be the most exciting part of buying a home in Toronto—but it is one of the most important. A solid mortgage plan gives you clarity, confidence, and a serious leg up when it’s time to make an offer.

At Toronto Livings, we make sure our buyers don’t go in blind. That means connecting you early with trusted mortgage professionals, mapping out a realistic budget, locking in your pre-approval, and exploring all financing options that might be available to you. Here’s how the process works, and how we help every step of the way.

Why Mortgage Prep Comes Before the House Hunt

In Toronto’s competitive market, sellers want to know you’re serious—and that starts with having a pre-approval in hand. Beyond that, knowing what you can really afford (versus what a lender might approve you for) protects you from overextending and sets you up for long-term success.

It also helps narrow your home search from the start. With a clear understanding of your budget, you can focus your energy on properties that are actually within reach—saving time, emotional energy, and potential disappointment.

A calculator and several colored houses. The concept of buying a home on credit or a mortgage

Step 1 – Get Connected with a Mortgage Pro

What We Do for Our Clients

We work with a network of experienced mortgage brokers and bank reps who know the ins and outs of the Toronto market. Once we understand your goals, we’ll refer you to a pro who can walk you through options tailored to your financial picture.

Our job doesn’t end at the introduction. We stay in touch with both you and your mortgage advisor throughout the process to make sure everything stays aligned with your purchase timeline.

Mortgage Broker vs. Bank: What’s the Difference?

Mortgage brokers shop your application across multiple lenders, including banks, credit unions, and private lenders. That often means better flexibility or terms. Bank mortgage specialists, on the other hand, work with a single institution—which can be convenient if you already bank there. We’ll help you weigh which is the better fit.

Sometimes, our buyers will get pre-approvals from both—just to compare their options and feel confident in their decision.

Step 2 – Know Your Real Budget

Affordability Isn’t Just the Pre-Approval Number

Just because you’re approved for $850,000 doesn’t mean you should spend it. Lenders use ratios like GDS (Gross Debt Service) and TDS (Total Debt Service) to set thresholds, but lifestyle factors matter too. If you’re juggling daycare, car payments, or freelance income, your “real” comfort zone might look different.

Want to run the numbers? This affordability calculator is a great starting point.

We always ask our buyers: What monthly payment feels comfortable? Then we reverse-engineer your price range based on that number—not just the maximum approval.

Factor in Closing Costs and Hidden Expenses

Don’t forget the one-time costs: Toronto’s double land transfer tax, legal fees, title insurance, home inspection, moving expenses… it adds up quickly. We’ll help you estimate these ahead of time so you’re not caught off guard.

Depending on your situation, you might also want to budget for:

  • CMHC insurance premiums (if putting down less than 20%)
  • Condo reserve contributions
  • Immediate renos or furniture purchases

Having a cushion for these extras can make your first year of homeownership far less stressful.

Step 3 – Lock In Your Pre-Approval

What You’ll Need to Provide

Getting pre-approved usually takes a few days, provided you have your docs ready. Here’s a checklist of what most mortgage brokers or lenders will ask for:

Identification

  • Government-issued photo ID (driver’s license, passport, etc.)

Proof of Income

  • Recent pay stubs (usually the last two)
  • A current employment letter stating salary, role, and duration of employment
  • If self-employed: last 2 years of Notices of Assessment, T1 Generals, and business financials

Proof of Down Payment

  • Bank statements showing savings
  • Gift letter if funds are coming from a family member
  • Investment or RRSP account statements if applicable

Credit Information

  • Authorization for the lender to pull your credit score
  • Details of any outstanding loans, credit cards, or lines of credit

Monthly Obligations

  • Documentation for car loans, student loans, or other recurring debts
  • Child support or alimony obligations (if applicable)

Gathering these in advance makes your mortgage application smoother—and shows sellers you’re serious.

What a Pre-Approval Actually Means

A pre-approval confirms how much you’re eligible to borrow and can lock in an interest rate for 90–120 days. It isn’t a final approval—but it shows sellers you’re ready to go. And that can make the difference in a multiple-offer situation.

It’s also an excellent gut-check. If the numbers feel tight, we can step back and revisit your strategy before you fall in love with a property that pushes your limits.

Step 4 – Explore Your Financing Options

Insured vs. Uninsured Mortgages

If your down payment is under 20%, your mortgage will need to be insured (usually through CMHC), which adds a premium but allows for lower upfront costs. If you have 20% or more, you avoid the insurance fee—and often get access to better terms.

Each path has pros and cons. We’ll walk you through both so you can decide what works best for your long-term plans.

First-Time Buyer Incentives

If you’re a first-time buyer, don’t overlook programs like the RRSP Home Buyers’ Plan or the First-Time Home Buyer Incentive. These can help stretch your budget, but they come with fine print—we’ll help you understand it.

We’ll also flag less-talked-about programs like land transfer tax rebates and municipal grants when they apply.

What If You’re Buying Before Selling?

If you’re purchasing a new home before your current one sells, you may need bridge financing or a home equity line of credit (HELOC) to make the gap work. We’ll help coordinate with your mortgage pro to keep everything aligned.

Timing matters here—and we’ll build a game plan so you don’t end up juggling two mortgages longer than needed.

How We Make This Easy

We Do the Legwork

From intro calls to follow-ups, we keep you on track and informed. Our goal is to make mortgage prep feel less like a chore and more like a strategic move—because that’s exactly what it is.

We also translate the mortgage lingo, break down the numbers, and advocate for you every step of the way.

Real Buyer Story

Mark once worked with a couple looking in midtown. By connecting them with a mortgage broker early, they discovered a lender willing to count variable freelance income. That pre-approval let us move fast on a listing they loved—and they landed it without overbidding.

They later told us that without that early prep, they probably would’ve hesitated and missed out.

Ready to Get Started?

Mortgage prep isn’t just a checkbox—it’s your foundation. If you’re thinking of buying, let’s talk strategy. We’ll connect you with trusted pros, map out your next steps, and get you ready to buy better. Send us a message below!

The livings room of an updated unit at Candy Factory Lofts

The Best Authentic Hard Lofts in Downtown Toronto

By Lofts

Old Bricks, New Lives

Step inside an authentic hard loft and Toronto’s industrial past greets you in the scent of weathered pine, the cool touch of century‑old brick, and the echo of open space beneath timber beams. Fewer than 3 % of the city’s condos qualify as true hard lofts—but every square foot carries the provenance of a factory floor or warehouse aisle. For the full back‑story on how hard and soft lofts differ, visit our Ultimate Guide to Hard & Soft Lofts after this read.

Beyond the brick and beam lies a lifestyle that prizes individuality. No two conversions are identical; ceiling heights change from room to room, rivet‑studded columns interrupt open floor plans, and a century’s worth of paint layers tell stories you’ll never fully uncover. Historic designation protects the exterior shell, but the interiors have become living canvases for architects, artists, and everyday urbanists. If glass towers feel interchangeable, hard lofts are the antidote—stubbornly imperfect and gloriously human.

What Makes a Hard Loft … Hard?

Authentic hard lofts start with bones—post‑and‑beam structures, concrete mushroom columns, and steel‑sash windows—reinforced by heritage bylaws that protect them. Utilities and retrofits can be trickier than in purpose‑built condos; financing quirks abound, and soundproofing is an art form. If you crave the details, the City of Toronto’s Heritage Preservation Services explains why adaptive reuse matters.

Materials that age gracefully – Reclaimed maple, Douglas‑fir, and poured concrete don’t just endure; they accumulate patina and character. Well‑sealed brick regulates humidity, keeping interiors comfortable year‑round.

Volume equals light – Eleven‑to‑seventeen‑foot ceilings paired with warehouse windows invite daylight deep into the suite, reducing reliance on artificial lighting and making plants (and people) thrive.

Modern systems behind historic walls – Most conversions add fan‑coil HVAC, fiber‑optic cabling, and upgraded elevators, but they hide them behind drywall bulkheads so as not to distract from the heritage fabric.

To keep tabs on current inventory (minus any price talk), bookmark our monthly Toronto Real Estate Market Update.

East‑Side Legends

Wrigley Lofts — 245 Carlaw Ave, Leslieville

Wrigley Lofts — 245 Carlaw Ave, Leslieville
Wrigley Lofts — 245 Carlaw Ave, Leslieville

Factory flashback: Built in 1915–16 for the Wm. Wrigley Jr. Company, the Beaux‑Arts gum plant once shipped Spearmint across Canada. Its loading docks now serve as quirky terrace space.

Loft‑living highlights: 14‑foot concrete slabs, steel warehouse windows, raw ducts overhead, and original smoke doors repurposed as sliding room dividers. Units run true live/work, so expect photography studios beside kombucha breweries.

Building perks: Freight‑sized elevators ideal for art installations, secure bike storage, and a communal roof deck with sunrise views over the Port Lands.

Neighbourhood snapshot: Steps to Film Row cafés, Queen East’s gallery strip, and weekend vintage markets at The Leslieville Flea.

Broadview Lofts — 68 Broadview Ave, Riverside

Broadview Lofts — 68 Broadview Ave, Riverside
Broadview Lofts — 68 Broadview Ave, Riverside

Factory flashback: Born in 1914 as a Rexall Drug warehouse, later grain storage, before Sorbara Group’s 2006 loft revival.

Loft‑living highlights: Brick‑and‑beam warmth meets glassy penthouse additions; original freight‑elevator doors grace many suites, and clerestory windows usher in golden afternoon light.

Building perks: A dramatic, hotel‑style lobby anchored by a 1900s safe, a rooftop party room with skyline views, and ample guest parking—rare for conversions.

Neighbourhood snapshot: Riverside’s brew‑pub trail, the Broadview Hotel’s rooftop bar, and 24‑hour Queen streetcar service at your front door.

Merchandise Lofts — 155 Dalhousie St, Church‑Yonge Corridor

Merchandise Lofts — 155 Dalhousie St

Factory flashback: A Simpson’s—then Sears—catalogue‑warehouse complex from 1910–49, spanning an entire city block and once linked to the Eaton Centre by underground tunnels.

Loft‑living highlights: 480 sprawling suites, mushroom columns, soaring atriums, a rooftop dog run, lap pool, and indoor half‑court basketball—rare amenities for a heritage building.

Building perks: A two‑level Metro grocery store next‑door, 24‑hour concierge, and on‑site dry cleaning—all beneath exposed steel trusses that remind you of the building’s industrial DNA.

Neighbourhood snapshot: Six minutes on foot to the Eaton Centre and Yonge subway, yet sheltered from late‑night noise on a side street lined with heritage facades.

West‑Side Icons

Candy Factory Lofts — 993 Queen St W, Trinity‑Bellwoods

The Candy Factory Lofts
The Candy Factory Lofts

Factory flashback: Three red‑brick warehouses (circa 1907–1930s) once churned out Rockets and Fizzers candy for Ce De Candy Co. Weekly deliveries of powdered sugar left a sweet aroma that residents swear still lingers after rain.

Loft‑living highlights: 12.5‑foot timber ceilings, thick maple floors, exposed sprinkler lines, and Juliet balconies overlooking Trinity Bellwoods Park.

Building perks: A fully equipped gym tucked beneath vaulted rafters, a dog wash station off the side alley, and an intimate lounge that hosts resident art exhibitions.

Neighbourhood snapshot: Queen West’s indie boutiques, Ossington’s dining corridor, Bellwoods drum circles, and nearby 501 streetcar for cross‑town hops.

The Candy Factory Lofts
The Candy Factory Lofts

Toy Factory Lofts — 43 Hanna Ave, Liberty Village

Toy Factory Lofts — 43 Hanna Ave,
Toy Factory Lofts — 43 Hanna Ave,

Factory flashback: A 1912 paper plant turned Irwin Toy factory, re‑imagined by Lanterra in 2008. Original conveyor‑belt housings became quirky sculptural elements in the lobby.

Loft‑living highlights: Douglas‑fir posts, soaring steel beams, and a mix of authentic brick lofts plus double‑height soft‑loft additions that offer mezzanine sleeping areas.

Building perks: Full‑service concierge, a landscaped roof terrace with barbecue pods, guest suites for visiting friends, and Tesla superchargers in the garage.

Neighbourhood snapshot: Liberty Village’s patio‑packed nightlife, Bentway skating trail, GO/King streetcar links, and Saturday farmers’ markets at Massey Harris Park.

Robert Watson Lofts — 363 & 369 Sorauren Ave, Roncesvalles

Robert Watson Lofts — 363 & 369 Sorauren Ave
Robert Watson Lofts — 363 & 369 Sorauren Ave

Factory flashback: An early‑1900s confectionery plant revived in 2007 with a glass‑and‑steel addition that respectfully riffs on the original massing.

Loft‑living highlights: Century bricks meld with polished concrete; most suites sport Juliet or full terraces overlooking the leafy rail path, and common areas display vintage candy‑making artifacts.

Building perks: A communal courtyard garden scented by lilacs, an indoor bike garage linked to the West Toronto Rail Path, and a pet‑friendly policy that makes dog socials a weekly ritual.

Neighbourhood snapshot: Roncy’s coffee culture, seasonal Polish street festivals, and hip bike lanes speeding you to High Park in under five minutes.

Tip Top Lofts — 637 Lake Shore Blvd W, Waterfront

Tip Top Lofts — 637 Lake Shore Blvd

Factory flashback: Built in 1929 as Tip Top Tailors’ Art‑Deco headquarters—its neon rooftop sign is a city icon and one of the few neon structures protected under heritage bylaws.

Loft‑living highlights: 13‑foot fluted columns, dramatic saw‑tooth windows, lakeside views, and six glass‑and‑steel storeys added in 2002, creating duplex penthouses with private terraces.

Building perks: Concierge service, a well‑equipped gym that faces Lake Ontario, and an internal courtyard shielded from the Lakeshore’s winter winds.

Neighbourhood snapshot: Martin Goodman Trail at your doorstep, a ten‑minute walk to Harbourfront Centre, and instant access to Billy Bishop Airport for weekend getaways.

Foundry Lofts — 1100 Lansdowne Ave, Davenport

Foundry Lofts — 1100 Lansdowne Ave

Factory flashback: The 1903 Canada Foundry locomotive plant features a grand atrium—once an assembly line—that now serves as a climate‑controlled indoor street for residents.

Loft‑living highlights: A skylit interior courtyard, multi‑level units, original steel trusses overhead, and operable windows larger than many condo balconies.

Building perks: An expansive party space in the former engine‑testing chamber, on‑site micro‑gallery curated by local artists, and dog‑friendly walking paths along the adjacent rail corridor.

Neighbourhood snapshot: Emerging Davenport Village, with new cafés edging the tracks, cycling access to the Green Line park project, and fast bus service to the UP Express.


Side‑by‑Side Loft Cheat Sheet

LoftYear BuiltConversionTypical CeilingsUnit CountSignature Amenity
Wrigley1915199914 ft81Rooftop deck
Broadview1914200611–13 ft166Heritage‑vaulted lobby
Merchandise1910–49199912–14 ft480Indoor basketball court
Candy Factory1907–30s200012.5 ft121Resident art lounge
Toy Factory1912200813–17 ft213Roof terrace & EV charging
Robert Watson1900s200711–15 ft153Courtyard garden
Tip Top1929200213 ft256Lakeside gym
Foundry1903200812–15 ft104Grand atrium

(Maintenance fees, property taxes, and sale prices vary—contact us for the latest specifics.)


Buying an Authentic Hard Loft in 2025 and Beyond

Financing quirks – Many lenders view heritage lofts as higher‑risk; CMHC premiums can be steeper, and boutique insurers may cap loan‑to‑value. Work with a mortgage broker who has closed on conversions before—lender familiarity smooths underwriting.

Inspections & environmental checks – Older factories can hide asbestos insulation, lead paint, or residual hydrocarbons from industrial use. A specialist inspector with environmental‑site‑assessment experience is worth every dollar.

Mechanical & acoustic upgrades – Conversions often installed fan‑coil HVAC long after the factories closed; ask for service logs and check sound‑transmission‑class (STC) ratings between floors. If you’re eyeing a unit beneath a mezzanine, test echo levels during a walkthrough.

Heritage clauses – Exterior brickwork and window mullions typically fall under conservation rules. Renovate, yes—replace, maybe not without the city’s blessing. Factor approval timelines into your renovation schedule.


Frequently Asked Questions

Are hard lofts a good investment in a softer market?
Heritage scarcity shields value better than glass‑tower abundance; appreciation isn’t guaranteed, yet demand usually outstrips supply.

Do heritage rules restrict renovations?
Interior updates are generally flexible, but exterior changes—brick repointing, window replacement—require Heritage Preservation approval.

How does condo insurance differ?
Lofts often need unit‑owner upgrades to cover exposed brick and timber; premiums run slightly higher, but specialized brokers can help.

Why do maintenance fees vary so widely?
Small unit counts mean fewer doors sharing big‑ticket items like roof membranes. Converted factories also face periodic masonry and window‑restoration budgets.

Can I Airbnb my hard loft?
Many heritage buildings enforce stricter rules than modern condos. Some ban short‑term rentals entirely to preserve community stability—verify bylaws before you buy.

What’s the resale audience for lofts?
Creative professionals, downsizers seeking character, and remote tech workers all flock to lofts. Marketing should highlight provenance and floor‑plan flexibility rather than bedroom count alone.

For more insights, tune in to Episode 12 of the Toronto Livings Podcast.


Let the Walls Whisper

Toronto’s factories forged everything from chewing gum to locomotives. A century later, their bones still stand strong—only now they cradle light‑filled homes instead of assembly lines. If you’re ready to let an old wall whisper its story to you, let’s tour a loft together. Get in touch with us below —your next chapter might just begin under a timber beam.

Buying a Home in Toronto? Start with a Discovery Call (Here’s How Ours Work)

By Advice For Buyers

Buying a home in Toronto is thrilling—but let’s be honest, it can also feel overwhelming. Between rising prices, shifting neighbourhood trends, and confusing mortgage rules, knowing where to begin is half the battle. That’s why our first step isn’t a property tour. It’s a conversation.

We call it a discovery call. And here’s exactly what you can expect.

What Is a Real Estate Discovery Call?

A discovery call is a 20- to 30-minute chat where we get to know you—your goals, your budget, and what “home” means to you. There’s no paperwork, no pressure, and no strings attached. Think of it as your chance to pick our brains before diving in.

Why We Start with a Call (Not a Showing)

While it might be tempting to jump straight into open houses, we believe in building a smart foundation first. This helps us:

  • Save you time
  • Set realistic expectations
  • Share valuable local insight upfront

When we understand where you’re coming from, we can help you get where you’re going—faster and with fewer surprises.

Toronto House

Here’s What We Cover on the Call

Your Why: Motivation + Timeline

Are you upsizing for a growing family? Relocating for work? Curious about whether now is the right time? Your “why” gives us direction—and helps us customize your path forward.

Budget & Mortgage Status

We’ll walk through your ideal budget and where you stand with financing. Haven’t spoken to a lender yet? No worries—we can refer trusted mortgage pros to help you run the numbers.

Must-Haves vs Nice-to-Haves

This is where we start turning your Pinterest board into a practical checklist. A balcony, parking, ensuite laundry? Great. We’ll help prioritize what matters most, and what might be flexible.

Quick story: One couple came in convinced they wanted a detached home. After chatting, they realized a hard loft was a better fit—and they couldn’t be happier.

Neighbourhood Talk

Which areas are you considering? The Junction? Midtown? East Danforth? We’ll share the real scoop on each—the vibe, price trends, and pros/cons from people who actually live there.

Education on the Market

We’ll give you a snapshot of what’s happening now: how long homes are sitting, where prices are heading, and what trends to watch. No fluff—just honest, up-to-date advice.

(For a deeper dive, check out our monthly market updates.)

The Buying Process (Simplified)

From first tour to firm offer, we’ll walk you through the whole process in plain language. Including:

  • What offer conditions matter
  • How inspections and deposits work
  • What to expect at closing

How We Work (and What Happens Next)

We’ll also cover how we represent you: our communication style, negotiating strategies, and what happens after the call. Spoiler: we follow up with a tailored next step email (and it literally covers EVERYTHING), not a generic drip campaign.

What You Don’t Need to Bring

You don’t need your mortgage pre-approval letter. You don’t need a list of listings. And you definitely don’t need to know all the lingo.

All we ask? Bring your questions and your curiosity. We’ll handle the rest.

A Real Story: From First Call to Front Door

One couple we worked with were new to Toronto and unsure where to begin. On the call with Joey, they shared their dream of walkable neighbourhoods, good coffee, and parks for their dog. Fast forward three months: they’re happily settled in a Roncesvalles condo steps from everything they wanted.

It started with one call.

Let’s Talk—No Strings Attached

Whether you’re buying in six weeks or six months, your smartest first move is booking a discovery call. We’ll listen, guide, and help you gain clarity without the sales pressure – leave us a message below!


Resources for Buyers:

Why Renters Love Sloane: A Deep Dive Into Fitzrovia’s Next‑Level Amenities

By Purpose Built Rentals

Looking for more than just a place to live? At Sloane by Fitzrovia, the amenity lineup reads more like a boutique resort than a typical Toronto rental. Nestled just steps from Yorkdale Mall, this purpose-built rental is redefining what renters can (and should) expect from their living experience.

Let’s take a closer look at what life inside Sloane really offers—from poolside lounges and co-working studios to on-site childcare and doggy spas.

Check out a tour we took of the amenity space in the south tower:

Hotel-Level Social & Wellness Spaces

LIDO Infinity Pool & STOA Rooftop Terrace
Yes, there’s a rooftop infinity pool—and yes, it’s heated. Whether you’re cooling off in the LIDO pool or lounging with a cocktail on the STOA terrace, the rooftop vibe here is more Miami than Midtown. Cabanas, fire pits, and stunning skyline views make it a go-to spot year-round.

Sloane West and East Tower Terrace and Pool
Sloane West and East Tower Terrace and Pool

Private Sauna, Steam & Cold Plunge
Wellness isn’t just a buzzword at Sloane—it’s embedded into the building’s design. The spa zone features a private steam room, rinse shower, and cold plunge tub, offering a spa-calibre retreat just an elevator ride away.

Sloane West and East Tower Cold Plunge
Sloane West and East Tower Cold Plunge

REEL Theatre, Karaoke Room & Bowling Alley
Residents can host movie nights in the REEL screening room (complete with surround sound), belt out classics in the karaoke lounge, or lace up for strikes at the boutique-style bowling alley. It’s like your own private entertainment district.

Sloane West and East Tower Bowling Alley
Sloane West and East Tower Bowling Alley

Fitness & Sports-Grade Facilities

The Temple Fitness Centre
Forget the tiny condo gym. “The Temple” is a full-scale, commercial-grade fitness hub curated by Pure Fitness. With Hammer Strength equipment, a dedicated spin studio, and serene yoga space, this gym caters to both hard-core athletes and weekend warriors.

Sloane West and East Tower Gym
Sloane West and East Tower Gym

Basketball Court & Sport Simulators
If shooting hoops is more your speed, the Raptors-inspired court will be your new happy place. Add to that the interactive sports simulators—golf, soccer, baseball, and more—and you’ve got year-round training without ever leaving the building.

Sloane West and East Tower Basketball Court
Sloane West and East Tower Basketball Court

Family & Pet‑Friendly Features

Bloomsbury Academy On-Site
Finding a rental with childcare is rare. Finding one with a private Montessori program for kids aged 18 months to 6 years? That’s next level. Parents can drop off their children at Bloomsbury Academy and be back in their suite before their coffee cools.

Adventure Zone Playroom
Designed with whimsy and wonder, the Adventure Zone gives kids space to explore safely. Think colourful murals, imaginative structures, and soft flooring for worry-free fun.

Sloane East and West Tour Adventure Zone
Sloane East and West Tour Adventure Zone

Beauty for the Beast Pet Spa
Sloane doesn’t forget its furry residents. The on-site pet spa offers grooming stations and bathing areas perfect for pampering your pup after a muddy park day.

Private Dog Run
Ideal for quick relief breaks or leash-free zoomies, the enclosed dog run is a thoughtful touch that simplifies daily life for pet owners.

Smart, Convenient Everyday Spaces

Co‑Working & Business Lounge
With flexible work here to stay, Sloane offers spacious co-working areas that rival any downtown office. Outfitted with ergonomic furniture, private meeting rooms, and high-speed Wi-Fi, these spaces support your hustle—without a commute.

Cleveland Clinic Virtual Healthcare
When health concerns arise, residents can instantly connect with licensed professionals through a trusted provider. Whether it’s a cold or a consultation, Cleveland Clinic Canada’s virtual care means expert advice is just a click away.

Amenity Kitchen & 10 DEAN Café-Bar
Want to host a dinner party or casual wine night? The fully equipped amenity kitchen is ideal for group meals and celebrations. Or head to 10 DEAN, the in-house café-bar, for craft coffee by day and cocktails by night. It’s a social hub without ever needing to leave the lobby.

Sloane West and East Tower Club House
Sloane West and East Tower Club House

Everyday Residential Perks

24/7 Concierge, Keyless Entry & Parcel Lockers
You’re never left waiting. The full-time concierge team handles everything from guest check-ins to dry cleaning pickups. Keyless entry adds extra security, while smart lockers ensure packages arrive safely—even when you’re not home.

Fast, Free Wi‑Fi
Unlike other buildings that offer Wi-Fi as a paid add-on, Sloane includes Rogers-powered connectivity for free—everywhere. Stream, work, or scroll effortlessly in your suite or common areas, with coverage locked in for the next 10 years.

Parking, EV Charging & Maintenance On Call
The underground garage includes electric vehicle chargers, ample bike storage, and rapid maintenance services. Whether it’s a leaky faucet or light bulb burnout, the on-site maintenance team handles it before it becomes a headache.

Inside the Suites

  • Open-concept layouts with engineered flooring and natural light
  • Kitchens featuring quartz countertops, undermount sinks, and stainless-steel appliances
  • In-suite washer/dryer setups
  • Smart home upgrades like Ecobee thermostats
  • Floor-to-ceiling windows and options for balconies with city views

Additionally, suites are available with accessibility in mind—including barrier-free bathrooms, lowered counters, and Shabbat-friendly layouts with keyless Sabbath mode.

Sloane West and East Tour Unit Example
Sloane West and East Tour Unit Example

Community, Culture & Connection

Programming & Events
From fitness bootcamps and movie nights to wine tastings and DIY workshops, Fitzrovia curates regular resident events to build connection.

Brand Partnerships
Fitzrovia is proudly partnered with the Toronto Raptors and Blue Jays, which translates into exclusive perks, giveaways, and surprise appearances for tenants.

Neighbourhood Perks
Being next door to Yorkdale Mall means access to 270+ shops, restaurants, and the TTC. Running errands or grabbing dinner is effortless when everything you need is steps away.

Final Thoughts

Toronto’s rental market is evolving—and Sloane by Fitzrovia is at the forefront. With lifestyle-driven amenities, family- and pet-friendly features, and one of the strongest community vibes in the city, Sloane goes far beyond your typical rental.

It’s not just about where you live. It’s about how you live. Drop us a message below if you’d like to book a private tour!

Be sure to also check out our: Ultimate Guide to Living at Sloane by Fitzrovia