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111 Elizabeth street

Patient, Knowledgeable Guidance for a Downtown Toronto Condo Buyer

By Testimonials

Mark Savel exceeded my expectations of what I thought any realtor could or would do! For anybody buying condos in downtown Toronto, I recommend him. I will recommend him to friends and family, and if I ever buy another condo in downtown Toronto, I will try to hire him if he’s available. I will also hire him to sell my old condo, and I assume he’d be great for buying other types of housing and for outside the downtown core too.

Mark started helping me look in February 2026 and the final offer was made in May 2026. I was an atypical client with zero-time pressure on when to purchase, and with unusual priorities, e.g. very tight restrictions on locations, aiming for a building with low environmental impact, and broad aesthetic constrains. Mark learned my preferences, and very patiently showed me many units and asked many detailed questions on my behalf when I expressed interest. He advised on buildings to be avoided because of high maintenance fees, poor developer reputation for construction, and very
poorly managed buildings. During site visits, he pointed out potential problems including potential structural and leak issues, poor space layout, and noise issues from the neighbourhood; and provided advice on the benefits of the unit and potential improvements that could be made to the unit. He demonstrated great knowledge of condos, condo management and condo equipment, and was always willing to try to ask the property manager when I had a detailed question he did not know the answer to. There were multiple weeks where I was surprised that he did not push me to
make an offer; and indeed, recommended against some units. I slowly came to the realization that his priority is actually as he states – for his client to buy a home they will be happy with; not quick turnover of sales to make more money. I did not expect any realtor to do this.


For the unit I ended up purchasing, I left the negotiations to Mark to get me the best deal. His recommendation for my particular scenario was to make an offer I silently thought would be insulting low. It ended with a price far lower than I expected based on the comparators.

Mark, many thanks!

Clarence

Toronto Loft Realtor Seller Testimonial | Mark Savel

Expert Loft Advice & Dedicated Service from Start to Sold

By Testimonials

We’ve dealt with a lot of real estate agents over the years, and Mark Savel is truly leagues above the rest. He provided expert insight, extensive marketing, and was always available whenever we needed him. Mark worked tirelessly and diligently to get our property sold, and we would recommend him without any reservation. Many thanks Mark!

-Chris & Jen

Toronto Realtor Testimonial | Mark Savel

A Professional, Patient & Pressure-Free Toronto Realtor Experience

By Testimonials

From the moment my wife and I met Mark, we immediately felt a warm and positive connection that continued throughout our entire experience. Mark took the time to understand our needs, preferences, and priorities. He was always available to arrange viewings around our schedules and consistently offered honest, professional advice about each property, its condition, and the surrounding area. We especially appreciated that he shared his expertise without ever pressuring or influencing our decisions. Mark was professional, knowledgeable, patient, and genuinely supportive throughout the entire process. We couldn’t have asked for a better realtor and would highly recommend him!

Raffaele

Sloane West and East Tower Terrace and Pool

Turn Your Rent Into Travel Rewards: Fitzrovia Now Offers Aeroplan Points for New Tenants

By Purpose Built Rentals

If you’re actively searching for a Toronto rental, here’s an incentive that genuinely stands out. Fitzrovia — one of Canada’s leading purpose-built rental developers — is now offering tenants the ability to earn Aeroplan points simply by paying their rent.

Yes, really.

Through a new partnership with Chexy, Fitzrovia renters can turn a monthly expense into meaningful travel rewards — a move that reflects how competitive (and creative) the Toronto rental market has become.

Earn Aeroplan® Points On Your Rent Payments
Earn Aeroplan® Points On Your Rent Payments

How the Aeroplan Rent Incentive Works

The concept is refreshingly straightforward:

  • Rent is paid through the Chexy platform, which allows tenants to pay using debit or credit cards
  • Eligible Fitzrovia tenants earn Aeroplan points on each rent payment
  • New leases may also qualify for a one-time Aeroplan signing bonus, depending on the building and promotion

Instead of a one-time free-rent offer, this incentive keeps delivering value month after month — whether that’s flights, hotel stays, or upgrades through the Aeroplan program.

Why This Is a Big Deal for Toronto Renters

Rent is already one of your largest monthly expenses. Turning it into something that helps fund travel or future experiences is a smart upgrade — especially for renters who value flexibility, lifestyle perks, and modern rental communities.

It’s also part of a broader trend we’re seeing: top-tier rental developers are focusing less on short-term discounts and more on long-term tenant value.

Why Fitzrovia (And Sloane) Are Worth a Closer Look

At Toronto Livings, we’ve already helped renters successfully secure homes at Sloane by Fitzrovia, a purpose-built rental community near Yorkdale known for its thoughtful layouts, elevated amenities, and transit-friendly location.

Now, with the ability to earn Aeroplan points on rent, Fitzrovia’s offering becomes even more compelling — especially for renters planning to stay put for a while.

If you’re weighing your options and want to understand which Fitzrovia buildings qualify, how the Aeroplan incentive works, or how to secure a unit before availability tightens, we’re happy to help.

Thinking about making a move? Send us a message below and let’s talk through your options and see whether a Fitzrovia rental — Aeroplan points included — makes sense for you.

October 2025 Toronto Real Estate Market Update

October 2025 Toronto Real Estate Market Update

By Monthly Market Updates

After a quieter summer and a cautious start to the fall market, October delivered the clearest sign yet that Toronto’s real estate landscape is stabilizing. Sales activity continued to improve, inventory eased from September’s surge, and prices held firm month-over-month. While the market is not roaring forward, October showed a meaningful shift in sentiment as buyers re-engaged and competition tightened slightly across several segments.

Below is a full breakdown of how the market performed and what it means for buyers and sellers heading into the final stretch of the year.

October at a Glance

  • Sales: Up 9.76% month-over-month
  • New Listings: Down 16.57% month-over-month
  • Active Listings: Down 5.40% month-over-month
  • Average GTA Price: Down 0.47% month-over-month
  • Average Days on Market: 50 days (down from 51 in September)
October 2025 Toronto Real Estate Market Update
October 2025 Toronto Real Estate Market Update

GTA Market Overview

October delivered a second consecutive month of sales growth, rising nearly 10% from September. Buyers who had previously stepped to the sidelines over the summer began returning, encouraged by improved affordability expectations, increased negotiation power, and a sense that prices may have reached a temporary floor after months of softening.

Inventory also pulled back in October. New listings dropped more than 16% month-over-month, and active listings declined just over 5%. While supply remains higher than last year, the month-over-month easing helped bring the market closer to balance. With fewer new listings coming online, sellers benefited from slightly less competition than they faced in September.

Prices remained stable, dipping less than half a percent. Considering the broader downward pressure over the past year, October’s minimal price movement suggests values may be flattening as the market finds an equilibrium between what sellers are willing to accept and what buyers are prepared to pay.

Key Takeaway: October showed improving buyer engagement and tightening inventory – two key ingredients for price stabilization.

Key Market Drivers in October

Improved Buyer Confidence
The fall market saw stronger engagement as buyers adjusted to borrowing costs and gained clarity around pricing. This confidence translated into increased sales activity across both freehold and condo segments.

Inventory Eased After a September Surge
September’s spike in listings created temporary pressure on prices. With fewer new listings in October, buyers had less choice, helping restore some balance.

Price Stability Encouraged Move-Ups and First-Timers
Stable pricing helped both move-up buyers and first-time purchasers make more confident decisions, especially in the condo and semi-detached segments.

GTA Market Performance: Month-Over-Month

  • Sales increased by 9.76% (+546 sales)
  • New listings declined by 16.57% (-3,191 listings)
  • Active listings dropped by 5.40% (-1,586 listings)
  • Average price decreased slightly by 0.47% (-$5,005)
  • Days on Market improved from 51 to 50 days

Key Takeaway: The combination of rising sales and falling listings is a positive directional shift for market balance.

GTA Market Performance: Year-Over-Year

  • Sales down 7.81% from October 2024
  • New listings up 4.83% from last year
  • Active listings up 13.59% from last year
  • Average price down 7.12% year-over-year (-$80,843)
  • Days on Market up 16.28% from last year (+7 days)

Key Takeaway: While the month-to-month narrative has improved, year-over-year comparisons continue to show a softer market with more choice and lower prices than last fall.

416 Market Breakdown by Property Type

Sales Activity (Month-Over-Month)

  • Detached: Up 10.67% (+72 sales)
  • Semi-Detached: Up 22.90% (+49 sales)
  • Townhouse: Up 13.64% (+30 sales)
  • Condo: Up 14.04% (+132 sales)

Sales growth was seen across all housing types, marking one of the broadest improvements this year. Semi-detached homes led the month, followed closely by the condo sector, which regained momentum after a slower summer.

Key Takeaway: Buyer interest strengthened across all segments, showing renewed confidence in the market.

Pricing Trends (Month-Over-Month)

  • Detached: Down 3.97% (-$66,966)
  • Semi-Detached: Up 3.18% (+$37,582)
  • Townhouse: Down 4.19% (-$38,919)
  • Condo: Up 2.66% (+$18,126)

Freehold properties saw mixed performance. Detached and townhouse values experienced modest declines, while semis posted the strongest price gains of the month. Condos also saw average prices rise, supported by an uptick in demand and more motivated fall buyers.

Key Takeaway: Semi-detached homes stood out as the strongest performer, while condos continue to offer value-driven opportunities for buyers.

October 2025 Toronto Real Estate Market Update
October 2025 Toronto Real Estate Market Update

What This Means for Buyers

With inventory easing and sales strengthening, buyers considering a purchase in the next three to six months may want to take advantage of current conditions. Prices have shown signs of stabilizing, and as competition picks up, the negotiation leverage seen through the summer could begin to narrow.

Key Takeaway: Buyers still hold advantages, but conditions are shifting. Acting before inventory tightens further could be beneficial.

What This Means for Sellers

October offered sellers a more encouraging landscape than earlier in the fall. With fewer new listings entering the market, properly priced homes saw more consistent showings and engagement. Attractive, well-prepared properties continue to see the strongest results.

Key Takeaway: Sellers who position their home strategically and price with the current market will find more motivated buyers than in recent months.

Our Take

October marked an important turning point for Toronto real estate. While we’re not seeing dramatic price growth or frenzied bidding wars, the combination of stronger sales and softer listing numbers suggests the market is working toward balance. Confidence has improved, and both freehold and condo buyers are moving more decisively than they did over the summer.

Heading into the final months of the year, the market appears more stable and predictable than it has been for most of 2025. For both buyers and sellers, clarity is returning, and informed strategies are key. As always, reach out any time if you’d like to learn more!

Should You Sell Before You Buy in Toronto? Here’s Why We Say Yes.

By Advice For Sellers

If you’re a homeowner in Toronto considering your next move, one of the most common—and stressful—questions you’ll face is: should I sell before I buy? It’s not just a logistical question, but a financial and emotional one. Do you lock in your next dream home first, or secure top dollar for your current property before making your move?

There’s no one-size-fits-all answer—but our advice leans strongly toward selling first. Here’s why.

The Case for Selling First

1. You Know Exactly What You’re Working With

When you sell first, you’re not guessing what your home might fetch—you know. That clarity shapes everything from your down payment to your total budget.

Take one of our recent clients: they were casually eyeing move-up homes in the west end but hadn’t nailed down what they could afford. After selling their place above asking, they suddenly had more buying power—and the confidence to land a bigger home that checked every box.

2. More Leverage as a Buyer

A firm sale in your back pocket gives you leverage. You can make clean offers without a “sale of property” condition—something sellers love to see. In hot or even balanced markets, this makes your offer stand out and increases your negotiating power.

Translation? You could save money on the purchase side just by being ready to move.

3. Avoid Carrying Two Properties

Buying first means you might own two homes at once. That comes with double mortgage payments, double utilities, double everything.

Some turn to bridge financing, which lets you “bridge” the gap between buying and selling—but it’s not always ideal. Rates can be steep, and you’ll need a firm sale agreement to qualify.

Selling first means you avoid that stress entirely.

But What About Finding Your Next Place?

Black designed lamp above table

This is the biggest fear, right? Selling your home and not finding something you love in time. Totally fair—but manageable.

There are ways to bridge the gap without panic:

  • Flexible closings: Negotiate a long closing window on your sale. Many buyers are happy to accommodate if it means landing a great home.
  • Short-term rentals: Toronto has more tons of furnished and month-to-month rental options — we can help you rent something temporary that fits your timeline.
  • Lease-back arrangements: In some cases, you can rent your home back from the buyer after closing. It buys you time and saves the hassle of a full move-out.
  • Family and friend networks: Some sellers choose to bunk with family or trusted friends short-term—cozy? Maybe. Cost-effective and flexible? Absolutely.

Plus, when you’ve already sold, you can shop for your next place with less pressure. You’re not competing against your own ticking clock. That freedom often leads to better decision-making—and better purchases.

In our experience, with a smart plan and a bit of patience, finding the right place after selling is totally doable—and often, even preferable!

Why Buying First is Riskier Than It Sounds

On paper, it might feel safer to lock in your next home first. You get to secure your dream space and transition smoothly—at least in theory. But in practice, this approach often backfires, especially in unpredictable markets.

Here’s what can go wrong:

  • You could overpay due to urgency: When you’re racing the clock to buy before selling, your decisions are often emotionally charged. You’re less likely to negotiate assertively or wait for the right fit.
  • You might have to accept a lower offer on your own home: To avoid juggling two properties, many buyers-turned-sellers will settle for a less-than-ideal price just to wrap things up quickly.
  • You may need bridge financing—or worse, carry two mortgages: Bridge loans come with added costs and qualification requirements. And if your home takes longer to sell, you could end up on the hook for two sets of housing expenses, which puts serious strain on your finances.
  • Market shifts can catch you off guard: If the market cools after you buy but before you sell, you could be left with less equity than you expected—or worse, stuck with a home that lingers on the market.

At the end of the day, buying first trades certainty for comfort. But that comfort is short-lived if the numbers—or the timing—don’t work in your favour.

What We Tell Our Sellers

Selling first puts you in the driver’s seat. You know your numbers, your timing, and your game plan. From there, it’s easier to pivot, shop smart, and act quickly when the right listing hits the market.

Yes, bridge loans exist—but we don’t recommend relying on them as a strategy. Think of them more as a parachute, not a flight plan.

Our approach: prep your home well, list with confidence, sell strong—then buy smart. That’s how you lead with strength.

New home, family and portrait with cardboard box for moving, mortgage and property purchase. Living

Final Thoughts – Lead with Strength

Buying and selling at the same time is tricky. But by selling first, you control the pace—and your financial footing. You’re not scrambling. You’re not stretching. You’re stepping into your next home with clarity and confidence.

Thinking of selling first? Let’s talk strategy, timelines, and what your home could be worth. Reach out to us here— or send us a comment below.

830 Lawrence Ave West

5-Star Real Estate Service with Mark & Joey | Toronto Livings

By Testimonials

5 star service from Mark the Shark! 3rd time working with Mark now and every experience has been spectacular. From start to finish, communication has been seamless with outstanding work ethic. Highly recommend! Fantastic podcasts with Joey as well with a wealth of knowledge navigating the market in every season . Keep up the great work gentlemen!

Anthony N.

King West Views

Trusted Toronto Realtors – A 10-Year Client Experience

By Testimonials

I’ve worked with Mark and Joey for almost 10 years now and recommend them to everyone. Mark helped me find my first condo back in 2016, and as a first time home buyer gave me invaluable advice. I most recently worked with Joey who helped me find my new space and rent out my original condo. These guys are absolute pros, and made every step as seamless and stress free as possible. They live and breathe the industry and Toronto as a whole. Just check out the podcast if you have doubts!

Lisa C.